1395 Peppermill Dr N, Southaven, MS 38671 Property Records

DeSoto County property record for 1395 Peppermill Dr N, Southaven, MS 38671

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,717 sqft · built 1998
Lot Size	0.223 acres (9,698 sqft)
Owner	2 Individual Names on File
Tax Bill	$369 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`2-08-1-02-17-0-00193-00`

Property Details

APN / Parcel Number

Primary APN	`2-08-1-02-17-0-00193-00`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,717 sqft Adjusted Area
1st Floor Area	1,436 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,698 sqft (0.223 acres)
Lot Dimensions	119 ft deep x 115 ft wide

Location & Zoning

Street Address	1395 PEPPERMILL DR N
City	SOUTHAVEN
State	MS
Zip	38671-8443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ROSS POINTE S-D SEC C LOT 193
Legal Range	008
Legal Township	02S
Legal Section	02
Legal Subdivision	ROSS POINTE S-D
Legal Lot Number	193
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	1
Census Block	1021
Census Tract	70310

Owner

1395 Peppermill Dr N is owned and occupied by two individuals who acquired it in October 2020.

Source: DeSoto County records, as of December 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1395 PEPPERMILL DR N, SOUTHAVEN, MS 38671-8443
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Line of Credit SYCAMORE BANK
Oct 21, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 17, 2020
Transfer Doc	000936/188
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1395 PEPPERMILL DR N, SOUTHAVEN, MS 38671-8443
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1395 PEPPERMILL DR N, SOUTHAVEN, MS 38671-8443

Mortgage

Document Number	005414/550
Date	Dec 7, 2021
Book Page	5414/550

Lender

Name	SYCAMORE BANK
Type	Bank
Address	SENATOBIA, MS 38668

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 15, 2031

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Oct 21, 2020
Property Address	1395 PEPPERMILL DR N, SOUTHAVEN, MS 38671-8443
Document Number	000936/188
Book / Page	936 / 188
Map Reference	MB 54 PG 10&11
Instrument Date	Oct 17, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1395 PEPPERMILL DR N, SOUTHAVEN, MS 38671-8443

Tax Assessment & Valuation

The 2025 property tax bill for 1395 Peppermill Dr N was $369.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Southaven City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$369.00	$10,485 Land $2,500 Building $7,985	$104,847 Land $25,000 Building $79,847
2023	$439.00	$10,485	$104,847 Land $25,000 Building $79,847

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1395 Peppermill Dr N in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1980–2014)
Most Recent Claim	Sep 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1395 Peppermill Dr N is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HORN LAKE WATER ASSOCIATION public/private · serves 12,735 people · EPA ID MS0170010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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