1434 Jamacha Rd, El Cajon, CA 92019 Property Records

San Diego County property record for 1434 Jamacha Rd, El Cajon, CA 92019

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 5,030 sqft · built 1980
Lot Size1.03 acres (45,302 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Nov 1995)
Tax Bill$8,264 (2025)
Deeds & MortgagesJun 2020 Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN498-320-46-00

Property Details

APN / Parcel Number

Primary APN498-320-46-00
Alternative APN
  • 4983203400

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Building Area5,030 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area45,302 sqft
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number4983203400
Street Address1434 JAMACHA RD
CityEL CAJON
StateCA
Zip92019-3750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPAR 3 (EX ST) TR PM07338
Legal SubdivisionP7338
Legal Tract7338
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1016
Census Tract15408

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 1560, EL CAJON, CA 92022-1560
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE HM LNDG
Nov 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 1995 · Amount on Record
Deed SaleNov 21, 1995 · Amount on Record
Prior SaleApr 3, 1995 · Amount on Record
Deed Document Number1995530981
Prior Transfer DateMar 28, 1995
Prior Transfer Doc0000138691
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1434 JAMACHA RD, EL CAJON, CA 92019-3750
Document Number0000347277
Instrument DateJun 26, 2020
Transaction TypeMortgage
Record UpdatedJul 13, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 1560 EL CAJON CA 920221560, EL CAJON, CA 92022-1560

Mortgage

Document Number0000347277
DateJul 1, 2020
Instrument347277
Lender
NameCORNERSTONE HM LNDG
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 30, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1434 JAMACHA RD, EL CAJON, CA 92019-3750
Document Number0000528133
Instrument DateNov 6, 2019
Transaction TypeMortgage
Record UpdatedNov 22, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 1560 EL CAJON CA 920221560, EL CAJON, CA 92022-1560

Mortgage

Document Number0000528133
DateNov 14, 2019
Instrument528133
Lender
NameCORNERSTONE HM LNDG
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 13, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$711,167 (+2%) Land $169,435 Building $541,732
2025$8,264.00 (+2%)$697,223 (+4.04%) Land $166,113 Building $531,110
2023$8,102.00 (+1.57%)$670,151 Land $159,663 Building $510,488
2022$7,977.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL
100 / 20

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