San Diego County property record for 1408 Jamacha Rd, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,640 sqft · built 1979 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,607 (2025) |
| Deeds & Mortgages | Nov 2021 Reverse Mortgage Jun 2017 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 498-320-47-00 |
| Primary APN | 498-320-47-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,640 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 24,829 sqft (0.57 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 4983203900 |
|---|---|
| Street Address | 1408 JAMACHA RD |
| City | EL CAJON |
| State | CA |
| Zip | 92019-3750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | SEC 24-16-1W NEQ (EX ST)D81-309542 IN PAR 2 OF PM7338 IN NEQ OF |
| Legal Range | 01W |
| Legal Township | 16 |
| Legal Section | 24 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 15408 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1408 JAMACHA RD, EL CAJON, CA 92019-3750 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Nov 5, 2021 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Jun 14, 2017 | Deed of Trust, Mortgage · Reverse Mortgage ALL REVERSE MORTGAGE INC |
| Feb 27, 2020 | Intrafamily Transfer, Transfer · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Jun 8, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 19, 2020 |
| Transfer Doc | 0000100949 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1408 JAMACHA RD, EL CAJON, CA 92019-3750 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1408 JAMACHA RD, EL CAJON, CA 92019-3750 |
| Document Number | 0000771882 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 2021-0771882 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1408 JAMACHA RD, EL CAJON, CA 92019-3750 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 0000267348 |
|---|---|
| Date | Jun 14, 2017 |
| Instrument | 2017-0267348 |
| Name | ALL REVERSE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.23% |
| Type Change Date | Jul 1, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 27, 2020 |
| Property Address | 1408 JAMACHA RD, EL CAJON, CA 92019-3750 |
| Document Number | 0000100949 |
| Map Reference | MAP 7338 |
| Instrument Date | Feb 19, 2020 |
| Instrument | 2020-0100949 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FNC TITLE OF CALIFORNIA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1408 JAMACHA RD, EL CAJON, CA 92019-3750 |
| Document Number | 0000100950 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 2020-0100950 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.16% |
| Type Change Date | Mar 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1408 JAMACHA RD, EL CAJON, CA 92019-3750 |
| Document Number | 0000267349 |
| Instrument Date | Jun 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1408 JAMACHA RD EL CAJON CA 920193750, EL CAJON, CA 92019-3750 |
| Document Number | 0000267349 |
|---|---|
| Date | Jun 14, 2017 |
| Instrument | 267349 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.23% |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $490,657 (+2%) Land $107,020 Building $383,637 | |
| 2025 | $5,607.00 (+2.08%) Homeowner's exemption | $481,037 (+4.04%) Land $104,922 Building $376,115 |
| 2023 | $5,493.00 (+1.61%) Homeowner's exemption | $462,360 Land $100,849 Building $361,511 |
| 2022 | $5,406.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
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