1411 E Main St, Saint Charles, IL 60174 Property Records

Kane County property record for 1411 E Main St, Saint Charles, IL 60174

Property Summary

Property Type	Commercial
Details	21,545 sqft · built 2001
Lot Size	3.61 acres (157,252 sqft)
Owner	2 Company Names on File
Last Sale	$2,850,000 (Jun 2022)
Tax Bill	$72,775 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-26-302-014`

Property Details

APN / Parcel Number

Primary APN	`09-26-302-014`

Interior

Stories	1 Story
Building Area	21,545 sqft Gross Area
1st Floor Area	21,545 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	157,252 sqft
Porch	Porch

Location & Zoning

Street Address	1411 E MAIN ST
City	SAINT CHARLES
State	IL
Zip	60174-2342
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	MCGRATH AUTOPARK SUB LT 1 (EX PT FOR RD DESC IN 11ED94)
Legal Subdivision	MCGRATH AUTOPARK SUB
Legal Block	4
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	4
Census Block	4013
Census Tract	852002

Owner

1411 E Main St, a commercial property, is owned by a company that bought it in June 2022.

Source: Kane County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	4050 E MAIN ST, SAINT CHARLES, IL 60174-5202
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022 · Amount on File
Deed Sale	Jun 10, 2022 · Amount on File
Deed Document Number	202230588
Record Updated	Sep 20, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jun 10, 2022
Property Address	1411 E MAIN ST, ST CHARLES, IL 60174-2342
Document Number	0000030588
Map Reference	DOC 2008K011521
Instrument Date	May 26, 2022
Instrument	2022K030588
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4050 E MAIN ST, ST CHARLES, IL 60174-5202

Mortgage

Document Number	0000030589
Date	Jun 10, 2022
Instrument	2022K030589

Lender

Name	BYLINE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1411 E Main St was $72,775, up 2.5% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$72,775.00 (+2.54%)	$1,037,656 (+8.53%) Land $410,374 Building $627,282	$3,114,214 (+8.53%) Land $1,231,615 Building $1,882,599
2024	$70,972.00	$956,100 Land $378,120 Building $577,980	$2,869,448 Land $1,134,814 Building $1,734,634
2022	$64,420.00 (+3.86%)	$797,858 (+4.91%) Land $337,315 Building $460,543	$2,393,574 (+4.91%) Land $1,011,945 Building $1,381,629
2021	$62,025.00	$760,517 Land $321,528 Building $438,989	$2,281,551 Land $964,584 Building $1,316,967

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1411 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1994–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1411 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20