1434 Cobblestone Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1434 Cobblestone Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,024 sqft · built 1978
Lot Size0.266 acres (11,590 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (May 2006)
Tax Bill$3,587 (2024)
Flood ZoneZone X (minimal risk)
APN487860A047

Property Details

APN / Parcel Number

Primary APN487860A047
Alternative APN
  • 3-0015-5212-00-0047.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,024 sqft Living Area
Gross Area4,573 sqft
1st Floor Area2,024 sqft
Basement Area2,024 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,590 sqft (0.266 acres)
Lot Dimensions122 ft deep x 95 ft wide
Garage TypeAttached
Garage Area525 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area327 sqft
Deck AreaDeck Area
Patio Area135 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number487860A047
Street Address1434 COBBLESTONE DR
CitySAINT CHARLES
StateMO
Zip63304-6812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAC4
Legal DescriptionWOODSTONE EST LOT 47
Legal SubdivisionWOODSTONE EST
Legal Lot Number47
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group2
Census Block2006
Census Tract311149

Owner

Source: St. Charles County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5112 EAGLE WING CT, EUREKA, MO 63025-4043
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2006 · Amount on Record
Deed SaleMay 12, 2006 · Amount on Record
Deed Document Number2006398850
Deed Book / Page4481 / 1978
Last Transfer DateAug 11, 2011
Transfer Doc0000476500
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$65,598 (-)$345,251 (-) Land $85,716 Building $259,535
2025$65,598 (+9.28%)$345,251 (+9.28%) Land $85,716 Building $259,535
2024$3,587.00
2023$60,028
2022$315,939 Land $85,716 Building $230,223

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims11 (1979–2020)
Claims Outside the SFHA1 of 11
Most Recent ClaimAug 2020 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon.

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