1422 Cobblestone Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1422 Cobblestone Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,744 sqft · built 1978
Lot Size0.225 acres (9,794 sqft)
Owner2 Company Names on File
Last Sale$172,900 (Aug 2013)
Tax Bill$3,940 (2024)
Deeds & MortgagesJul 2020 Transfer
Flood ZoneZone X (minimal risk)
APN487860A050

Property Details

APN / Parcel Number

Primary APN487860A050
Alternative APN
  • 3-0015-5212-00-0050.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,744 sqft Living Area
Gross Area3,920 sqft
1st Floor Area2,008 sqft
Basement Area736 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,794 sqft (0.225 acres)
Lot Dimensions118 ft deep x 83 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area312 sqft
PorchOpen Porch
Porch Area32 sqft
Patio Area1,216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number487860A050
Street Address1422 COBBLESTONE DR
CitySAINT CHARLES
StateMO
Zip63304-6812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAC4
Legal DescriptionWOODSTONE EST LOT 50
Legal SubdivisionWOODSTONE EST
Legal Lot Number50
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group2
Census Block2006
Census Tract311149

Owner

1422 Cobblestone Dr is owned by a company that acquired it in July 2020.

Source: St. Charles County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address1422 COBBLESTONE DR, SAINT CHARLES, MO 63304-6812
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2013 · Amount on File
Deed SaleAug 21, 2013 · Amount on File
Deed Document Number2013664760
Deed Book / Page6080 / 405
Last Transfer DateJul 16, 2020
Transfer Doc0073500281
Record UpdatedJun 8, 2026

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateJul 21, 2020
Property Address1422 COBBLESTONE DR, SAINT CHARLES, MO 63304-6812
Document Number0073500281
Book / Page007350 / 000281
Instrument DateJul 16, 2020
Instrument510620
Transaction TypeTransfer
Record UpdatedSep 3, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1422 COBBLESTONE DR ST CHARLES MO 633046812, ST CHARLES, MO 63304-6812

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$72,545$381,817 Land $85,716 Building $296,101
2024$3,940.00
2023$65,979
2022$347,257 Land $85,716 Building $261,541

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1422 Cobblestone Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims11 (1979–2020)
Claims Outside the SFHA1 of 11
Most Recent ClaimAug 2020 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1422 Cobblestone Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon.

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