Bay County property record for 14338 Traders Ln, Ebro, FL 32437 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 888 sqft · built 1994 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $295 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 35048-010-000 |
| Primary APN | 35048-010-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 888 sqft Heated Area |
| Gross Area | 1,258 sqft |
| 1st Floor Area | 888 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 261,360 sqft (6 acres) |
| Porch | Porch |
| Porch Area | 240 sqft |
| Mobile Home / RV Hookup | Mobile Home / RV Hookup |
| Cooling System | Window A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 14338 TRADERS LN |
|---|---|
| City | EBRO |
| State | FL |
| Zip | 32437-9641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11 1S 17W -1.1- 14C BEG 1000' E OF SW COR TH E 200 N TO PINE LOG CRK TH WLY ALG |
| Legal Range | 17W |
| Legal Township | 01S |
| Legal Section | 11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | SOUTHPORT |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 201 |
Source: Bay County records · APN 35048-010-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14338 TRADERS LN, EBRO, FL 32437-9641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $295.00 (-6.94%) Homeowner's exemption Disabled Person's exemption | $59,014 (+7.59%) | $98,296 (+6.43%) Land $39,600 Building $58,696 |
| 2023 | $317.00 (-6.76%) Homeowner's exemption Disabled Person's exemption | $54,852 (+3%) | $92,355 (+29.8%) Land $39,600 Building $52,755 |
| 2022 | $340.00 Homeowner's exemption Disabled Person's exemption | $53,254 | $71,153 Land $22,500 Building $48,653 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050002013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 722 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 722 in force |
| Nearby Flood Claims | 3 (2018–2021) |
| Most Recent Claim | Oct 2021, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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