Bay County property record for 14321 Traders Ln, Ebro, FL 32437
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 990 sqft · built 1943 |
| Lot Size | 5.5 acres (239,580 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $255 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 35048-000-000 |
| Primary APN | 35048-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 990 sqft Heated Area |
| Gross Area | 1,122 sqft |
| 1st Floor Area | 990 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1943 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 239,580 sqft (5.5 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 132 sqft |
| Shed | 1 Shed |
| Mobile Home / RV Hookup | Mobile Home / RV Hookup |
| Cooling System | Window A/C |
|---|---|
| Heating System | Radiant |
| Street Address | 14321 TRADERS LN |
|---|---|
| City | EBRO |
| State | FL |
| Zip | 32437-9641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC02 |
| Legal Description | 11 1S 17W -1- 14C BEG 800' E OF SW COR E 200' N TO PINE LOG CREEK WLY ALONG |
| Legal Range | 17W |
| Legal Township | 01S |
| Legal Section | 11 |
| Legal Subdivision | N TO PINE LOG CREEK |
| Jurisdiction | BAY FL |
| Township / Civil Division | SOUTHPORT |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 201 |
Source: Bay County records · APN 35048-000-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14321 TRADERS LN # A, A, EBRO, FL 32437-9641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 01, 1984 |
| Deed Sale | Apr 01, 1984 |
| Deed Document Number | 0000971979 |
| Record Updated | Jun 08, 2026 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $255.00 (-0.78%) Homeowner's exemption | $45,612 (+7.61%) | $63,126 (+7.4%) Land $36,300 Building $26,826 |
| 2023 | $257.00 (+13.72%) Homeowner's exemption | $42,385 (+3%) | $58,777 (+42.24%) Land $36,300 Building $22,477 |
| 2022 | $226.00 Homeowner's exemption | $41,150 | $41,323 Land $20,625 Building $20,698 |
Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 722 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 722 in force |
| Nearby Flood Claims | 3 (2018–2021) |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 6 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
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