1433 S Cole Dr, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1433 S Cole Dr, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,990 sqft · built 2004
Lot Size	0.152 acres (6,600 sqft)
Owner	Trust Name on File
Last Sale	$215,000 (Feb 2013)
Tax Bill	$1,780 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Mar 2024 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-28-045`

Property Details

APN / Parcel Number

Primary APN	`304-28-045`
Alternative APN	`304280450`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,990 sqft Living Area
Gross Area	2,070 sqft
1st Floor Area	1,990 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,600 sqft (0.152 acres)
Parking Spaces	2 Parking Spaces
Pool Area	550 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1433 S COLE DR
City	GILBERT
State	AZ
Zip	85296-8232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	RAY RANCH UNIT 1 MCR 561-28
Legal Range	6E
Legal Township	1S
Legal Section	23
Legal Subdivision	RAY RANCH UNIT 1
Legal Lot Number	28
Legal Unit	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2005
Census Tract	814802

Owner

1433 S Cole Dr is owner-occupied and held in a trust since February 2013.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	Trust Name on File
Mailing Address	1433 S COLE DR, GILBERT, AZ 85296-8232
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Mar 27, 2024	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Apr 20, 2023	Intrafamily Transfer, Transfer
Sep 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2013 · Amount on File
Deed Sale	Feb 28, 2013 · Amount on File
Prior Sale	Nov 5, 2012 · Amount on File
Deed Document Number	2013192786
Prior Transfer Date	Feb 27, 2013
Prior Transfer Doc	0000192787
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1433 S COLE DR, GILBERT, AZ 85296-8232
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1433 S COLE DR, GILBERT, AZ 85296-8232

Mortgage

Document Number	0000156363
Date	Mar 27, 2024
Instrument	20240156363

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1433 S COLE DR, GILBERT, AZ 85296-8232
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1433 S COLE DR, GILBERT, AZ 85296-8232

Mortgage

Document Number	0000156363
Date	Mar 27, 2024
Instrument	20240156363

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Apr 20, 2023
Property Address	1433 S COLE DR, GILBERT, AZ 85296-8232
Document Number	0000202402
Map Reference	MB 561 PG 28
Instrument Date	Apr 17, 2023
Instrument	20230202402
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1433 S COLE DR, GILBERT, AZ 85296-8232

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1433 S COLE DR, GILBERT, AZ 85296-8232

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 20, 2021
Property Address	1433 S COLE DR, GILBERT, AZ 85296-8232
Document Number	0001011266
Map Reference	MB 561 PG 28
Instrument Date	Sep 14, 2021
Instrument	20211011266
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1433 S COLE DR, GILBERT, AZ 85296-8232

Mortgage

Document Number	0001011267
Date	Sep 20, 2021
Instrument	20211011267

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1433 S Cole Dr was $1,780.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,760 (+86.31%)	$447,600 (+2.94%) Land $89,500 Building $358,100
2025	$1,780.00	$24,025 (-46.22%)	$434,800 (-2.66%) Land $86,900 Building $347,900
2024		$44,670	$446,700 Land $89,300 Building $357,400
2023	$1,910.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1433 S Cole Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1433 S Cole Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Verizon.

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