1417 S Cole Dr, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1417 S Cole Dr, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,167 sqft · built 2004
Lot Size	0.297 acres (12,941 sqft)
Owner	Individual Name on Record
Last Sale	$595,000 (Apr 2022)
Tax Bill	$2,049 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-28-047`

Property Details

APN / Parcel Number

Primary APN	`304-28-047`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,167 sqft Living Area
1st Floor Area	2,167 sqft

Exterior

Year Built	Built 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	12,941 sqft (0.297 acres)
Parking Spaces	2 Parking Spaces
Pool Area	404 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1417 S COLE DR
City	GILBERT
State	AZ
Zip	85296-8232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-D
Legal Description	RAY RANCH UNIT 1 MCR 561-28
Legal Range	06E
Legal Township	01S
Legal Section	23
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	RAY RANCH UNIT 1
Legal Lot Number	30
Legal Unit	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2005
Census Tract	814802

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1417 S COLE DR, GILBERT, AZ 85296-8232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARIZONA FCU
Apr 25, 2022	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Jan 24, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 15, 2017	Warranty Deed, Construction Loan · Construction Mortgage DEUTSCHE BANK NATIONAL TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2022 · Amount on Record
Deed Sale	Apr 25, 2022 · Amount on Record
Prior Sale	Jan 24, 2018 · Amount on Record
Deed Document Number	20220362003
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1417 S COLE DR, GILBERT, AZ 85296-8232
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1417 S COLE DR, GILBERT, AZ 85296-8232

Mortgage

Document Number	0000145897
Date	Feb 9, 2021
Instrument	20210145897

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 25, 2022
Property Address	1417 S COLE DR, GILBERT, AZ 85296-8232
Document Number	0000362003
Map Reference	MB 561 PG 28
Instrument Date	Apr 21, 2022
Instrument	20220362003
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1417 S COLE DR, GILBERT, AZ 85296-8232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1417 S COLE DR, GILBERT, AZ 85296-8232

Mortgage

Document Number	0000362004
Date	Apr 25, 2022
Instrument	20220362004

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 24, 2018
Property Address	1417 S COLE DR, GILBERT, AZ 85296-8232
Document Number	0000058358
Map Reference	DOC2001-1055160
Instrument Date	Jan 23, 2018
Instrument	20180058358
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	OPENDOOR WEST LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 HOWARD ST STE 550, 405, SAN FRANCISCO, CA 94105-2999

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1417 S COLE DR, GILBERT, AZ 85296-8232

Mortgage

Document Number	0000058359
Date	Jan 24, 2018
Instrument	20180058359

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

November 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 15, 2017
Property Address	1417 S COLE DR, GILBERT, AZ 85296-8232
Document Number	0000847620
Map Reference	MB 561 PG 28
Instrument Date	Nov 10, 2017
Instrument	2017-0847620
Transaction Type	Construction Loan
Record Updated	Dec 21, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1417 S COLE DR, 1417, GILBERT, AZ 85296-8232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 NEW MONTGOMERY ST STE 820, 820, SAN FRANCISCO, CA 94105-3634
Investor	Possibly a Property Investor

Mortgage

Document Number	0000847621
Date	Nov 15, 2017
Instrument	2017-0847621

Lender

Name	DEUTSCHE BANK NATIONAL TRUST CO
Type	REO / Foreclosure Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,980 (-1.25%)	$489,800 (-1.25%) Land $97,900 Building $391,900
2025	$2,049.00 (-6.74%)
2024		$49,600	$496,000 Land $99,200 Building $396,800
2023	$2,197.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Verizon.

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