1433 15th St, Clermont, FL 34711 Property Records

Lake County property record for 1433 15th St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,345 sqft · built 1993
Lot Size	0.181 acres (7,875 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Aug 2018)
Tax Bill	$2,876 (2024)
Deeds & Mortgages	Aug 2021 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-22-25-0700-000-00400`

Property Details

APN / Parcel Number

Primary APN	`26-22-25-0700-000-00400`
Alternative APNs	`252226070000000400` `3449215`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,345 sqft Living Area
Gross Area	1,745 sqft
1st Floor Area	1,345 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,875 sqft (0.181 acres)
Lot Dimensions	105 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened/Unfinished Porch
Porch Area	180 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3449215
Street Address	1433 15TH ST
City	CLERMONT
State	FL
Zip	34711-2887
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CLERMONT PARK PLACE LOT 4 PB 31 PGS 1-2 ORB 5160 PG 1283
Legal Range	25E
Legal Township	22S
Legal Section	26
Legal Subdivision	CLERMONT PARK
Legal Tract	0700
Legal Lot Number	4
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	3
Census Block	3007
Census Tract	31202

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1433 15TH ST, CLERMONT, FL 34711-2887
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 6, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Aug 4, 2022	Deed of Trust, Mortgage · Line of Credit ADDITION FINANCIAL CU
Aug 27, 2018	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Prior Sale	Aug 8, 2006 · Amount on Record
Deed Document Number	2018100235
Deed Book / Page	5160 / 1283
Prior Transfer Date	Jan 3, 1996
Prior Transfer Doc	0014900729
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1433 15TH ST, CLERMONT, FL 34711-2887
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057691950
Date	Aug 11, 2021
Book Page	5769/1950
Instrument	2021110129

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1433 15TH ST, CLERMONT, FL 34711-2887
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1433 15TH ST, CLERMONT, FL 34711-2887

Mortgage

Document Number	0057032278
Date	May 6, 2021
Book Page	5703/2278
Instrument	2021062906

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Sep 1, 2048

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1433 15TH ST, CLERMONT, FL 34711-2887
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	PRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1433 15TH ST, CLERMONT, FL 34711-2887

Mortgage

Document Number	0060032492
Date	Aug 4, 2022
Book Page	6003/2492
Instrument	2022106388

Lender

Name	ADDITION FINANCIAL CU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Aug 3, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 27, 2018
Property Address	1433 15TH ST, CLERMONT, FL 34711-2887
Document Number	0051601283
Book / Page	5160 / 1283
Map Reference	MB 31 PG 1&2
Instrument Date	Aug 16, 2018
Instrument	2018100235
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1433 15TH ST, CLERMONT, FL 34711-2887

Mortgage

Document Number	2018100236
Date	Aug 27, 2018
Instrument	2018100236

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,920 (+2.9%)	$269,203 (-) Land $110,000 Building $159,203
2025		$215,670 (+5.98%) Land $110,000 Building $105,670	$269,203 (+2.13%) Land $110,000 Building $159,203
2024	$2,876.00 (+2.17%)
2023	$2,815.00 (+3.34%) Homeowner's exemption Additional exemption filed	$203,500 (+3%)	$263,577 (+33.4%) Land $110,000 Building $153,577
2022	$2,724.00 Homeowner's exemption Additional exemption filed	$197,577	$197,577 Land $44,000 Building $153,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	5 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink, T-Mobile.

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