1403 15th St, Clermont, FL 34711 Property Records

Lake County property record for 1403 15th St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,992 sqft · built 1999
Lot Size	0.195 acres (8,503 sqft)
Owner	Individual Name on File
Last Sale	$408,500 (Aug 2022)
Tax Bill	$5,520 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-22-25-0700-000-00100`

Property Details

APN / Parcel Number

Primary APN	`26-22-25-0700-000-00100`
Alternative APN	`3387074`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,992 sqft Living Area
1st Floor Area	1,992 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	8,503 sqft (0.195 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3387074
Street Address	1403 15TH ST
City	CLERMONT
State	FL
Zip	34711-2887
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLERMONT PARK PLACE PB 31 PG 1-2 LOT 1 ORB 6004 PG 2031
Legal Range	25E
Legal Township	22S
Legal Section	26
Legal Subdivision	CLERMONT
Legal Tract	700
Legal Lot Number	1
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	3
Census Block	3007
Census Tract	31202

Owner

1403 15th St is owned by an individual who bought it in August 2022.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	11321 OSWALT RD, CLERMONT, FL 34711-6442
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 8, 2022	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2022 · Amount on File
Deed Sale	Aug 8, 2022 · Amount on File
Deed Document Number	2022107079
Deed Book / Page	6004 / 2031
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1403 15TH ST, CLERMONT, FL 34711-2887
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 15TH ST, CLERMONT, FL 34711-2887

Mortgage

Document Number	0056531397
Date	Mar 2, 2021
Book Page	5653/1397
Instrument	2021028198

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 8, 2022
Property Address	1403 15TH ST, CLERMONT, FL 34711-2887
Document Number	0060042031
Book / Page	6004 / 2031
Map Reference	MB 31 PG 1&2
Instrument Date	Jul 29, 2022
Instrument	2022107079
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,859.50
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 GIOVANI BLVD, CLERMONT, FL 34715-8058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11321 OSWAL RD, CLERMONT, FL 34711-6442

Mortgage

Document Number	0060042033
Date	Aug 8, 2022
Instrument	6004/2033

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$323,447 Land $110,000 Building $213,447	$323,447 Land $110,000 Building $213,447
2024	$5,520.00 (+0.62%)
2023	$5,486.00 (+100.15%)	$316,569 (+61.98%)	$316,569 (+26.34%) Land $110,000 Building $206,569
2022	$2,741.00 Homeowner's exemption	$195,434	$250,569 Land $44,000 Building $206,569

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1403 15th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	5 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1403 15th St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink, T-Mobile.

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