1432 Sheffield Dr, Elgin, IL 60123 Property Records

Kane County property record for 1432 Sheffield Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,782 sqft · built 1974
Lot Size	0.202 acres (8,791 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Jun 2012)
Tax Bill	$8,301 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-32-476-002`

Property Details

APN / Parcel Number

Primary APN	`03-32-476-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,782 sqft Living Area
Gross Area	3,157 sqft
1st Floor Area	891 sqft
Basement Area	891 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Lot Area	8,791 sqft (0.202 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	1432 SHEFFIELD DR
City	ELGIN
State	IL
Zip	60123-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 1 OF CENTURY OAKS WEST ; LOT 42
Legal Subdivision	CENTURY OAKS WEST
Legal Block	3
Legal Lot Number	42
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	3
Census Block	3052
Census Tract	850600

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1432 SHEFFIELD DR, ELGIN, IL 60123-1231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2017	Deed of Trust, Mortgage KANE COUNTY TEACHERS CU
Feb 14, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Sep 6, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2012 · Amount on Record
Deed Sale	Jun 25, 2012 · Amount on Record
Prior Sale	Sep 20, 2011
Deed Document Number	201240805
Last Transfer Date	Feb 20, 2018
Transfer Doc	0000043864
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1432 SHEFFIELD DR, ELGIN, IL 60123-1231
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035135
Date	Jul 10, 2017
Instrument	2017K035135

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1432 SHEFFIELD DR, ELGIN, IL 60123-1231
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1432 SHEFFIELD DR, ELGIN, IL 60123-1231

Mortgage

Document Number	0000008647
Date	Feb 14, 2022
Instrument	2022K008647

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Sep 6, 2018
Property Address	1432 SHEFFIELD DR, ELGIN, IL 60123-1231
Document Number	0000043864
Instrument Date	Feb 20, 2018
Instrument	43864
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1432 SHEFFIELD DR ELGIN IL 601231231, ELGIN, IL 60123-1231

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Dundee Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,301.00 (+26.23%) Homeowner's exemption
2024		$101,835 (+31.33%) Land $24,968 Building $76,867	$305,627 (+31.38%) Land $74,934 Building $230,693
2022	$6,576.00 (+6.32%) Homeowner's exemption	$77,543 (+5.91%) Land $22,465 Building $55,078	$232,629 (+5.91%) Land $67,395 Building $165,234
2021	$6,185.00 Homeowner's exemption	$73,216 Land $21,211 Building $52,005	$219,648 Land $63,633 Building $156,015

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2002–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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