1415 Sheffield Dr, Elgin, IL 60123 Property Records

Kane County property record for 1415 Sheffield Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	1,428 sqft · built 1974
Lot Size	0.182 acres (7,936 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Aug 2018)
Tax Bill	$7,854 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-32-477-004`

Property Details

APN / Parcel Number

Primary APN	`03-32-477-004`

Interior

Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	2,820 sqft
1st Floor Area	952 sqft
Basement Area	952 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	7,936 sqft (0.182 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1415 SHEFFIELD DR
City	ELGIN
State	IL
Zip	60123-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 UNIT 1 CENTURY OAKS WEST LOT DIMENSIONS 72X113.57X72.01X112.36 SUBDIVISION: CENTURY OAKS WEST RANGE CODE: 8 E TWSHP 42N
Legal Subdivision	CENTURY OAKS WEST
Legal Block	3
Legal Lot Number	37
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	3
Census Block	3051
Census Tract	850600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1415 SHEFFIELD DR, ELGIN, IL 60123-1230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	201843074
Record Updated	Oct 29, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 31, 2018
Property Address	1415 SHEFFIELD DR, ELGIN, IL 60123-1230
Document Number	0000043074
Instrument Date	Aug 29, 2018
Instrument	2018K043074
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1415 SHEFFIELD DR, 1415, ELGIN, IL 60123-1230

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1415 SHEFFIELD DR, ELGIN, IL 60123-1230

Mortgage

Document Number	0000043075
Date	Aug 31, 2018
Instrument	2018K043075

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Dundee Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,854.00 (+28.59%) Homeowner's exemption	$105,850 (+9.42%) Land $27,320 Building $78,530	$317,677 (+9.42%) Land $81,993 Building $235,684
2024		$96,737 (+33.52%) Land $24,968 Building $71,769	$290,327 (+33.57%) Land $74,934 Building $215,393
2022	$6,108.00 (+3.86%) Homeowner's exemption	$72,453 (+5.91%) Land $22,465 Building $49,988	$217,359 (+5.91%) Land $67,395 Building $149,964
2021	$5,881.00 Homeowner's exemption	$68,410 Land $21,211 Building $47,199	$205,230 Land $63,633 Building $141,597

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2002–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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