1432 Rocco Dr, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 1432 Rocco Dr, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,935 sqft · built 2018
Lot Size	0.326 acres (14,221 sqft)
Owner	2 Individual Names on File
Last Sale	$411,500 (Mar 2018)
Tax Bill	$11,449 (2026)
Deeds & Mortgages	Mar 2018 Sale Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 27.16-2-3`

Property Details

APN / Parcel Number

Primary APN	`013089 27.16-2-3`
Alternative APNs	`308902701600020030000000` `02701600020030000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,935 sqft Living Area
1st Floor Area	1,935 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,221 sqft (0.326 acres)
Lot Dimensions	202 ft deep x 70.4 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	153 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02701600020030000000
Street Address	1432 ROCCO DR
City	SCHENECTADY
State	NY
Zip	12303-5113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	P B MANOR SECT 2 LOT 24
Legal Subdivision	PINE BUSH MANOR
Legal Block	2
Legal Lot Number	3.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1000
Census Tract	14616

Owner

1432 Rocco Dr is owned and occupied by two individuals who bought it in March 2018.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1432 ROCCO DR, SCHENECTADY, NY 12303-5113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2018	Warranty Deed, Transfer
Mar 1, 2018	Warranty Deed, Subdivision Related Transfer · ARM CAPITAL COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2018 · Amount on File
Deed Sale	Mar 1, 2018 · Amount on File
Prior Sale	Mar 1, 2018 · Amount on File
Deed Document Number	20184629
Record Updated	Oct 29, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Mar 1, 2018
Property Address	1432 ROCCO DR, SCHENECTADY, NY 12303-5113
Document Number	0000004628
Instrument Date	Feb 16, 2018
Instrument	4628
Transaction Type	Transfer
Record Updated	Apr 16, 2018

Transaction

Amount	Amount on Record
Tax	$192.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3724 CARMAN RD SCHENECTADY NY 123035422, SCHENECTADY, NY 12303-5422

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Mar 1, 2018
Property Address	1432 ROCCO DR, SCHENECTADY, NY 12303-5113
Document Number	0000004629
Map Reference	DR170 MAP5600
Instrument Date	Feb 16, 2018
Instrument	R2018-04629
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,646.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3724 CARMAN RD, 3724, SCHENECTADY, NY 12303-5422

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	41 COVINGTON AVE, NEW YORK, NM 00000

Mortgage

Document Number	0000004630
Date	Mar 1, 2018
Instrument	R2018-04630

Lender

Name	CAPITAL COMMUNITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.12%
Index	1-Year CMT
Margin	3
Max Rate	9.12%

Tax Assessment & Valuation

The 2026 property tax bill for 1432 Rocco Dr was $11,449.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,449.00
2025	$11,449.00	$404,000 Land $81,000 Building $323,000	$538,667 Land $108,000 Building $430,667
2023		$404,000 (-) Land $81,000 Building $323,000	$475,294 (+7.06%) Land $95,294 Building $380,000
2022		$404,000 Land $81,000 Building $323,000	$443,956 Land $89,011 Building $354,945
2021	$10,239.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1432 Rocco Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1432 Rocco Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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