1425 Rocco Dr, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 1425 Rocco Dr, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,980 sqft · built 2023
Lot Size	0.254 acres (11,078 sqft)
Owner	2 Individual Names on File
Last Sale	$1,309,250 (Apr 2024)
Tax Bill	$10,789 (2026)
Deeds & Mortgages	Apr 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 27.16-2-44`

Property Details

APN / Parcel Number

Primary APN	`013089 27.16-2-44`
Alternative APNs	`308902701600020440000000` `02701600020440000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,980 sqft Living Area
1st Floor Area	1,140 sqft
2nd Floor Area	840 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	11,078 sqft (0.254 acres)
Lot Dimensions	148 ft deep x 74.6 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02701600020440000000
Street Address	1425 ROCCO DR
City	SCHENECTADY
State	NY
Zip	12303-5112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	P B MANOR SECT 2 LOT 28
Legal Block	2
Legal Lot Number	44.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1009
Census Tract	14616

Owner

1425 Rocco Dr is owned and occupied by two individuals who bought it in April 2024.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1425 ROCCO DR, SCHENECTADY, NY 12303-5112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2024 · Amount on File
Deed Sale	Apr 12, 2024 · Amount on File
Deed Document Number	20245927
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	1425 ROCCO DR, SCHENECTADY, NY 12303-5112
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 BISHOPS GATE, GUILDERLAND, NY 12084-9042

Mortgage

Document Number	0000000928
Date	Apr 12, 2024
Instrument	R2024-5928

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	SOFR Average 30-Day
Max Rate	10.7%

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,789.00
2025	$10,789.00 (+1,577.92%)	$380,000 (+1,407.94%) Land $76,000 Building $304,000	$506,667 (+1,609%) Land $101,333 Building $405,334
2023		$25,200 (-) Land $25,200	$29,647 (+7.06%) Land $29,647
2022		$25,200 Land $25,200	$27,692 Land $27,692
2021	$643.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1425 Rocco Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1425 Rocco Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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