1432 Lowell Ave, Lima, OH 45805 Property Records

Allen County property record for 1432 Lowell Ave, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,805 sqft · built 1921
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on File
Last Sale	$135,800 (Jul 2021)
Tax Bill	$1,373 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-3509-04-008.000`

Property Details

APN / Parcel Number

Primary APN	`36-3509-04-008.000`
Alternative APN	`M3836350904008000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,805 sqft Living Area
Gross Area	2,533 sqft
1st Floor Area	728 sqft
Upper Floors Area	728 sqft
Attic	Attic
Attic Area	349 sqft
Basement Area	728 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	167 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	184 sqft
Deck Area	116 sqft
Patio Area	116 sqft
Canopy	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1432 LOWELL AVE
City	LIMA
State	OH
Zip	45805-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST LAKEWOOD ADDITION LOT 8047 FF 42.50
Legal Subdivision	WEST LAKEWOOD ADDITION
Legal Lot Number	8047
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1020
Census Tract	13200

Owner

1432 Lowell Ave is owned and occupied by an individual who bought it in July 2021.

Source: Allen County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1432 LOWELL AVE, LIMA, OH 45805-3118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Warranty Deed, Transfer · FHA Mortgage SERVION INC
May 19, 2017	Deed of Trust, Mortgage FIRST FED'L BK/THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2021 · Amount on File
Deed Sale	Jul 8, 2021 · Amount on File
Prior Sale	Apr 18, 2006 · Amount on File
Deed Document Number	20219251
Deed Book / Page	2021 / 9251
Prior Transfer Date	Sep 3, 2020
Prior Transfer Doc	9240011612
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jul 8, 2021
Property Address	1432 LOWELL AVE, LIMA, OH 45805-3118
Document Number	7080009251
Book / Page	2021 / 9251
Map Reference	MB 6 PG 24
Instrument Date	Jul 8, 2021
Instrument	202107080009251
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1432 LOWELL AVE, LIMA, OH 45805-3118

Mortgage

Document Number	7080009252
Date	Jul 8, 2021
Instrument	202107080009252

Lender

Name	SERVION INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1432 LOWELL AVE, LIMA, OH 45805-3118
Document Number	0000005721
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1432 LOWELL AVE LIMA OH 458053118, LIMA, OH 45805-3118

Mortgage

Document Number	0000005721
Date	May 24, 2017
Instrument	5721

Lender

Name	FIRST FED'L BK/THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Amount	Amount on Record
Term	240 Months
Due	May 23, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1432 Lowell Ave was $1,373, up 0.1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,373.00 (+0.07%)	$38,080 (-) Land $5,180 Building $32,900	$108,800 (-) Land $14,800 Building $94,000
2024	$1,372.00 (+12.27%) Homeowner's exemption	$38,080 (+29.97%) Land $5,180 Building $32,900	$108,800 Land $14,800 Building $94,000
2023	$1,222.00 (-0.49%) Homeowner's exemption	$29,300 (-) Land $3,990 Building $25,310
2022	$1,228.00 Homeowner's exemption	$29,300 Land $3,990 Building $25,310
2021			$83,700 Land $11,400 Building $72,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1432 Lowell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1432 Lowell Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TSC.

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