1431 Lowell Ave, Lima, OH 45805 Property Records

Allen County property record for 1431 Lowell Ave, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,456 sqft · built 1924
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on File
Last Sale	$98,000 (May 2012)
Tax Bill	$1,601 (2025)
Deeds & Mortgages	Nov 2022 Transfer Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`36-3509-11-005.000`

Property Details

APN / Parcel Number

Primary APN	`36-3509-11-005.000`
Alternative APN	`M3836350911005000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	728 sqft
Upper Floors Area	728 sqft
Basement Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	167 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	184 sqft
Deck Area	112 sqft
Patio Area	252 sqft
Canopy	10 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1431 LOWELL AVE
City	LIMA
State	OH
Zip	45805-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST LAKEWOOD ADDITION LOT 8042 FF 42.50
Legal Subdivision	WEST LAKEWOOD ADDITION
Legal Lot Number	8042
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1021
Census Tract	13200

Owner

1431 Lowell Ave is owned and occupied by an individual who bought it in May 2012.

Source: Allen County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1431 LOWELL AVE, LIMA, OH 45805-3117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Transfer on Death Deed, Transfer
Nov 1, 2018	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2012 · Amount on File
Deed Sale	May 31, 2012 · Amount on File
Prior Sale	May 28, 2008 · Amount on File
Deed Document Number	20127301
Deed Book / Page	2012 / 7301
Prior Transfer Date	Feb 25, 1994
Record Updated	Oct 29, 2026

November 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALLEN OH
Recording Date	Nov 2, 2022
Property Address	1431 LOWELL AVE, LIMA, OH 45805-3117
Document Number	11020012614
Book / Page	2022 / 12614
Instrument Date	Oct 25, 2022
Instrument	202211020012614
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 LOWELL AVE, LIMA, OH 45805-3117

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1431 LOWELL AVE, LIMA, OH 45805-3117
Document Number	0000013259
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Dec 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 LOWELL AVE LIMA OH 458053117, LIMA, OH 45805-3117

Mortgage

Document Number	0000013259
Date	Nov 27, 2018
Instrument	13259

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1431 Lowell Ave was $1,601 with a homeowner's exemption, down 0.7% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,601.00 (-0.74%)	$54,950 (-) Land $5,180 Building $49,770	$157,000 (-) Land $14,800 Building $142,200
2024	$1,613.00 (+17.74%) Homeowner's exemption	$54,950 (+29.97%) Land $5,180 Building $49,770	$157,000 Land $14,800 Building $142,200
2023	$1,370.00 (-1.72%) Homeowner's exemption	$42,280 (-) Land $3,990 Building $38,290
2022	$1,394.00 Homeowner's exemption	$42,280 Land $3,990 Building $38,290
2021			$120,800 Land $11,400 Building $109,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1431 Lowell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1431 Lowell Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TSC.

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