1432 E Henry Clay Ct, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1432 E Henry Clay Ct, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,172 sqft · built 1935
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (Jan 2017)
Tax Bill$2,889 (2025)
Deeds & MortgagesSep 2020 Mortgage
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN041-40-00-022.00

Property Details

APN / Parcel Number

Primary APN041-40-00-022.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,172 sqft Finished Area
Gross Area2,616 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions206 ft deep x 68 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1432 E HENRY CLAY CT
CityFT WRIGHT
StateKY
Zip41011-5198
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH HILLS LOT B RESUB 214-215-216 0.29 ACS
Legal SubdivisionSOUTH HILLS
Legal Phase214
Legal Lot NumberB
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1003
Census Tract65200

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1432 E HENRY CLAY CT, FT WRIGHT, KY 41011-5198
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
CINCINNATUS S&L
Jan 23, 2017Warranty Deed, Transfer · Conventional Mortgage
CINCINNATUS S&L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2017 · Amount on Record
Deed SaleJan 23, 2017 · Amount on Record
Prior SaleApr 11, 2006 · Amount on Record
Deed Document Number201701 23 059 00135
Deed Book / Page6080 / 134
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1432 E HENRY CLAY CT, FT WRIGHT, KY 41011-5198
Document Number0000000233
Instrument DateSep 3, 2020
Transaction TypeMortgage
Record UpdatedOct 8, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1432 E HENRY CLAY CT FORT WRIGHT KY 410115198, FORT WRIGHT, KY 41011-5198

Mortgage

Document Number0000000233
DateSep 16, 2020
Book Page000M98/000716
Instrument233
Lender
NameCINCINNATUS S&L
TypeFederal Savings Bank
AddressCINCINNATI, OH 45211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 15, 2050

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 23, 2017
Property Address1432 E HENRY CLAY CT, FT WRIGHT, KY 41011-5198
Document Number0000000135
Book / Page0C6080 / 000134
Instrument DateJan 20, 2017
Instrument135
Transaction TypeTransfer
Record UpdatedMay 12, 2017
Title CompanyB AND B TITLE AGENCY INC, B&B TITLE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$260.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1432 E HENRY CLAY CT FORT WRIGHT KY 410115198, FORT WRIGHT, KY 41011-5198

Mortgage

Document Number137
DateJan 23, 2017
Book Page0C6080/000137
Instrument137
Lender
NameCINCINNATUS S&L
TypeFederal Savings Bank
AddressCINCINNATI, OH 45211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 22, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$291,600 (-) Land $45,000 Building $246,600$291,600 (-) Land $45,000 Building $246,600
2025$2,889.00 (+0.38%)$291,600 (+8%) Land $45,000 Building $246,600$291,600 (+8%) Land $45,000 Building $246,600
2023$2,878.00$270,000 Land $45,000 Building $225,000$270,000 Land $45,000 Building $225,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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