Kenton County property record for 1428 E Henry Clay Ct, Fort Wright, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,716 sqft · built 1991 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (May 2020) |
| Tax Bill | $2,973 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer May 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-40-00-023.00 |
| Primary APN | 041-40-00-023.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,716 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1428 E HENRY CLAY CT |
|---|---|
| City | FT WRIGHT |
| State | KY |
| Zip | 41011-5198 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH HILLS LOT A RESUB 214-215-216 0.21 ACS |
| Legal Subdivision | SOUTH HILLS |
| Legal Phase | 214 |
| Legal Lot Number | A |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 65200 |
1428 E Henry Clay Ct is owned and occupied by two individuals who acquired it in June 2023.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1428 E HENRY CLAY CT, FT WRIGHT, KY 41011-5198 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2023 | Intrafamily Transfer, Transfer |
| May 7, 2020 | Deed with Mortgage, Transfer · Conventional Mortgage FIFTH THIRD BK NA |
| Apr 2, 2020 | Deed of Trust, Construction Loan · Construction Mortgage VICTORY CMNTY BK |
| Oct 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage VICTORY CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2020 · Amount on File |
| Deed Sale | May 7, 2020 · Amount on File |
| Prior Sale | Oct 5, 2017 · Amount on File |
| Deed Document Number | 20205900258 |
| Deed Book / Page | 20 / 206 |
| Last Transfer Date | Jun 2, 2023 |
| Transfer Doc | 0005900138 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 7, 2023 |
| Property Address | 1428 E HENRY CLAY CT, FT WRIGHT, KY 41011-5198 |
| Document Number | 0005900138 |
| Book / Page | KC 229 / 917 |
| Map Reference | PL 1848 |
| Instrument Date | Jun 2, 2023 |
| Instrument | 23060705900138 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1428 E HENRY CLAY CT, FT WRIGHT, KY 41011-5198 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 7, 2020 |
| Property Address | 1428 E HENRY CLAY CT, FT WRIGHT, KY 41011-5198 |
| Document Number | 0000000259 |
| Book / Page | 000020 / 000206 |
| Instrument Date | May 6, 2020 |
| Instrument | 259 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1428 E HENRY CLAY CT FORT WRIGHT KY 410115198, FORT WRIGHT, KY 41011-5198 |
| Document Number | 0000000259 |
|---|---|
| Date | May 7, 2020 |
| Book Page | 000M41/000521 |
| Instrument | 259 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 6, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 2, 2020 |
| Property Address | 1428 E HENRY CLAY CT, FT WRIGHT, KY 41011-5198 |
| Document Number | 0000000049 |
| Book / Page | 000M27 / 000703 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 49 |
| Transaction Type | Construction Loan |
| Record Updated | May 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1428 E HENRY CLAY CT FORT WRIGHT KY 410115198, FORT WRIGHT, KY 41011-5198 |
| Document Number | 0000000049 |
|---|---|
| Date | Apr 2, 2020 |
| Book Page | 000M27/000703 |
| Instrument | 49 |
| Name | VICTORY CMNTY BK |
|---|---|
| Type | Bank |
| Address | FORT MITCHELL, KY 41017 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 1, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 5, 2017 |
| Property Address | 1428 E HENRY CLAY CT, FT WRIGHT, KY 41011-5198 |
| Document Number | 0000000061 |
| Book / Page | 0C6265 / 000162 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 61 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGCY LP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1428 E HENRY CLAY CT FORT WRIGHT KY 410115198, FORT WRIGHT, KY 41011-5198 |
| Document Number | 62 |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | 0C6265/000165 |
| Instrument | 62 |
| Name | VICTORY CMNTY BK |
|---|---|
| Type | Bank |
| Address | FORT MITCHELL, KY 41017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 4, 2047 |
| Document Number | 20, |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | 0C6269/000197 |
| Instrument | 20 |
| Name | VICTORY CMNTY BK |
|---|---|
| Type | Bank |
| Address | FORT MITCHELL, KY 41017 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Oct 4, 2037 |
The 2025 property tax bill for 1428 E Henry Clay Ct was $2,973.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Wright City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,000 (-) Land $45,000 Building $255,000 | $300,000 (-) Land $45,000 Building $255,000 | |
| 2025 | $2,973.00 | $300,000 Land $45,000 Building $255,000 | $300,000 Land $45,000 Building $255,000 |
| 2023 | $2,984.00 | $280,000 Land $45,000 Building $235,000 | $280,000 Land $45,000 Building $235,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1428 E Henry Clay Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1428 E Henry Clay Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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