14310 Oldham Acres Rd, Prospect, KY 40059 Property Records

Oldham County property record for 14310 Oldham Acres Rd, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Lot Size	1.44 acres (62,987 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jan 2018)
Tax Bill	$4,294 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-01B-02-5&6`

Property Details

APN / Parcel Number

Primary APN	`01-01B-02-5&6`
Alternative APN	`58723`

Exterior

Lot Area	62,987 sqft (1.44 acres)

Location & Zoning

Account Number	58723
Street Address	14310 OLDHAM ACRES RD
City	PROSPECT
State	KY
Zip	40059-9047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE, BARN & 1.446AC
Legal Block	SEC 2
Legal Lot Number	5&6
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1003
Census Tract	30801

Owner

Source: Oldham County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14310 OLDHAM ACRES RD, PROSPECT, KY 40059-9047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jan 4, 2018	Special Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
May 19, 2017	Commissioner's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2018 · Amount on Record
Deed Sale	Jan 4, 2018 · Amount on Record
Prior Sale	May 19, 2017
Deed Document Number	534388
Deed Book / Page	D1181 / 412
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	14310 OLDHAM ACRES RD, PROSPECT, KY 40059-9047
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	LIMESTONE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2514/459
Date	May 7, 2021
Book Page	M2514/459
Instrument	635227

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

January 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Jan 4, 2018
Property Address	14310 OLDHAM ACRES RD, PROSPECT, KY 40059-9047
Document Number	0D1181/412
Book / Page	D1181 / 412
Map Reference	DD66 PG626&627
Instrument Date	Dec 14, 2017
Instrument	534388
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1114 AVENUE OF THE AMERICAS FL 27, 1114, NEW YORK, NY 10036-7772

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14310 OLDHAM ACRES RD, PROSPECT, KY 40059-9047

Mortgage

Document Number	0000534389
Date	Jan 4, 2018
Instrument	534389

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

May 2017: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	OLDHAM KY
Recording Date	May 19, 2017
Property Address	14310 OLDHAM ACRES RD, PROSPECT, KY 40059-9047
Document Number	0D1161/201
Book / Page	D1161 / 201
Map Reference	DD66 PG626&627
Instrument Date	May 10, 2017
Instrument	525085
Transaction Type	Foreclosure
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 54, LAGRANGE, KY 40031-0054

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,294.00 (+22.37%)	$345,000 (+23.21%) Land $40,000 Building $305,000	$345,000 (+23.21%) Land $40,000 Building $305,000
2023	$3,509.00	$280,000 Land $35,000 Building $245,000	$280,000 Land $35,000 Building $245,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 policies
Nearby Flood Policies	93 in force
Nearby Flood Claims	776 (1978–2025)
Claims Outside the SFHA	47 of 776
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 70 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 78 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 105 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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