14404 Oldham Acres Rd, Prospect, KY 40059 Property Records

Oldham County property record for 14404 Oldham Acres Rd, Prospect, KY 40059 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,547 sqft · built 1950
Lot Size	1.45 acres (63,162 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Aug 2012)
Tax Bill	$3,187 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-01B-02-11&12`

Property Details

APN / Parcel Number

Primary APN	`01-01B-02-11&12`
Alternative APN	`47490`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,547 sqft Living Area

Exterior

Year Built	Built 1950
Exterior Material	Concrete Block
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	63,162 sqft (1.45 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	47490
Street Address	14404 OLDHAM ACRES RD
City	PROSPECT
State	KY
Zip	40059-9045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE, DET.GARAGE & 1.45AC
Legal Block	SEC 2
Legal Lot Number	11&12
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1003
Census Tract	30801

Owner

Source: Oldham County records · APN 01-01B-02-11&12

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14404 OLDHAM ACRES RD, PROSPECT, KY 40059-9045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 06, 2012 · Amount on Record
Deed Sale	Aug 06, 2012 · Amount on Record
Deed Document Number	453025
Deed Book / Page	D1031 / 016
Record Updated	Jun 08, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	14404 OLDHAM ACRES RD, PROSPECT, KY 40059-9045
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2377/0363
Date	Nov 06, 2019
Book Page	M2377/0363
Instrument	559468

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,187.00 (+26.47%)	$255,000 (+27.5%) Land $60,000 Building $195,000	$255,000 (+27.5%) Land $60,000 Building $195,000
2023	$2,520.00	$200,000 Land $50,000 Building $150,000	$200,000 Land $50,000 Building $150,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.