St. Clair County property record for 1431 Stein Rd, Saint Clair, MI 48079 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,607 sqft · built 1977 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $334,000 (Jul 2025) |
| Tax Bill | $2,163 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Nov 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-016-4003-100 |
| Primary APN | 74-30-016-4003-100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 1,607 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 1,200 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1431 STEIN RD |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-2311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 163.5 FT OF SW 1/4 OF SW 1/4 5 A SEC 16 T5N R16E |
| Legal Range | 16E |
| Legal Township | 05N |
| Legal Section | 16 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 640600 |
Source: St. Clair County records · APN 74-30-016-4003-100
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1410 ASPEN DR, 1, MARYSVILLE, MI 48040-2400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Oct 23, 2020 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Nov 15, 2018 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Nov 01, 2017 | Grant Deed, Construction Loan · Construction Mortgage SCF SOLO 401K TRUST (CT) |
| Aug 21, 2017 | Warranty Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 10, 2025 · Amount on Record |
| Deed Sale | Jul 10, 2025 · Amount on Record |
| Prior Sale | Nov 15, 2018 · Amount on Record |
| Deed Document Number | 202512924 |
| Prior Transfer Date | Mar 25, 2008 |
| Prior Transfer Doc | 003851/220 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1431 STEIN RD, SAINT CLAIR, MI 48079-2311 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1431 STEIN RD, SAINT CLAIR, MI 48079-2311 |
| Document Number | 0000526157 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 5261/57 |
| Instrument | 2020026441 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 324 Months |
| Due | Oct 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 15, 2018 |
| Property Address | 1431 STEIN RD, SAINT CLAIR, MI 48079-2311 |
| Document Number | 0050070646 |
| Book / Page | 005007 / 000646 |
| Instrument Date | Oct 12, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,236.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 813 CEDAR ST ST CLAIR MI 480795087, ST CLAIR, MI 48079-5087 |
| Document Number | 50070650 |
|---|---|
| Date | Nov 15, 2018 |
| Book Page | 005007/000650 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 01, 2017 |
| Property Address | 1431 STEIN RD, SAINT CLAIR, MI 48079-2311 |
| Document Number | 0048850367 |
| Book / Page | 004885 / 000367 |
| Instrument Date | Oct 13, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 19, 2018 |
| Title Company | TRANSNATION TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $662.29 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26025 DOYLE CREEK RD ST MARYS KS 665369516, ST MARYS, KS 66536-9516 |
| Document Number | 49000630 |
|---|---|
| Date | Nov 01, 2017 |
| Book Page | 004900/000630 |
| Name | SCF SOLO 401K TRUST (CT) |
|---|---|
| Address | 14217 MIDDLEBURY CT, SHELBY TOWNSHIP, MI 48315-2801 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 31, 2018 |
| Document Number | 49000637, |
|---|---|
| Date | Nov 01, 2017 |
| Book Page | 004900/000637 |
| Name | SCF SOLO 401K TRUST (CT) |
|---|---|
| Address | 14217 MIDDLEBURY CT, SHELBY TOWNSHIP, MI 48315-2801 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 31, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 21, 2017 |
| Property Address | 1431 STEIN RD, SAINT CLAIR, MI 48079-2311 |
| Document Number | 0048590565 |
| Book / Page | 004859 / 000565 |
| Instrument Date | Mar 17, 2014 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 05, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,163.00 (-30.7%) Homeowner's exemption | $151,700 (+27.59%) | |
| 2024 | $3,121.00 (+8.67%) | $303,400 (+27.59%) | |
| 2023 | $118,900 | ||
| 2022 | $2,872.00 | $237,800 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476406002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1996, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Fiber | 2,000 / 2,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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