1422 Stein Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1422 Stein Rd, Saint Clair, MI 48079 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,538 sqft · built 1989
Lot Size	5.19 acres (226,512 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Nov 2020)
Tax Bill	$4,238 (2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-30-017-2005-001`

Property Details

APN / Parcel Number

Primary APN	`74-30-017-2005-001`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,538 sqft Living Area
Basement Area	1,450 sqft Basement

Exterior

Year Built	Built 1989
Lot Area	226,512 sqft (5.19 acres)
Lot Depth	1,347 ft Depth
Parking Spaces	4 Parking Spaces
Garage Area	988 sqft Garage

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	74300172005001
Street Address	1422 STEIN RD
City	SAINT CLAIR
State	MI
Zip	48079-2310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG S 3D 37M 23S E 1126.86' FROM E 1/4 COR, TH S 3D 37M 23S E 220', TH S 86D 48M 55S W 795.85', TH N 3D 37M 23S W 390.98', TH
Legal Range	16E
Legal Township	05N
Legal Section	17
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	2
Census Block	2005
Census Tract	640600

Owner

Source: St. Clair County records · APN 74-30-017-2005-001

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1422 STEIN RD, SAINT CLAIR, MI 48079-2310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Dec 05, 2012 · Amount on Record
Deed Document Number	2020029870
Deed Book / Page	5278 / 532
Record Updated	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 25, 2020
Property Address	1422 STEIN RD, SAINT CLAIR, MI 48079-2310
Document Number	0005278532
Book / Page	5278 / 532
Instrument Date	Nov 05, 2020
Instrument	2020029870
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	CISLO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1422 STEIN RD, 1422, SAINT CLAIR, MI 48079-2310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28685 ANCHOR DR, CHESTERFIELD, MI 48047-5306

Mortgage

Document Number	2020029871
Date	Nov 25, 2020
Instrument	2020029871

Lender

Name	MAIN STREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Dec 01, 2025
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	1.05%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$211,600 (+16.97%)
2024	$4,238.00 (+12.12%)		$423,200 (+16.97%)
2023		$180,900
2022	$3,780.00		$361,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.