Duval County property record for 1431 Spindrift Cir E, Neptune Beach, FL 32266
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,526 sqft · built 1987 |
| Lot Size | 0.118 acres (5,155 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Jul 2015) |
| Tax Bill | $3,667 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 178077-3088 |
| Primary APN | 178077-3088 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,526 sqft Living Area |
| Gross Area | 1,965 sqft |
| 1st Floor Area | 1,036 sqft |
| Upper Floors Area | 490 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,155 sqft (0.118 acres) |
| Garage Type | Attached |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 448 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1431 SPINDRIFT CIR E |
|---|---|
| City | NEPTUNE BEACH |
| State | FL |
| Zip | 32266-3266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR-4 |
| Legal Description | 41-56 38-2S-29E SUMMER SANDS LOT 7F |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 38 |
| Legal Subdivision | SUMMER SANDS |
| Legal Lot Number | 7F |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 14002 |
1431 Spindrift Cir E is owned and occupied by an individual who bought it in July 2015.
Source: Duval County records, as of September 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1431 SPINDRIFT CIR E, NEPTUNE BEACH, FL 32266-3266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2015 · Amount on File |
| Deed Sale | Jul 17, 2015 · Amount on File |
| Prior Sale | Mar 24, 1998 · Amount on File |
| Deed Document Number | 2015164652 |
| Deed Book / Page | 17238 / 52 |
| Prior Transfer Date | Mar 20, 1998 |
| Prior Transfer Doc | 0088900361 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1431 Spindrift Cir E was $3,667, up 2.9% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Neptune Beach City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,558 (-0.15%) Land $153,906 Building $51,652 | $205,558 (-0.15%) Land $153,906 Building $51,652 | |
| 2025 | $3,667.00 (+2.92%) | $205,860 Land $150,000 Building $55,860 | $205,860 Land $150,000 Building $55,860 |
| 2024 | $3,563.00 (+9.26%) | ||
| 2023 | $3,261.00 (+17.18%) | $185,558 (+13.09%) Land $130,000 Building $55,558 | $185,558 (+13.09%) Land $130,000 Building $55,558 |
| 2022 | $2,783.00 | $164,079 Land $108,000 Building $56,079 | $164,079 Land $108,000 Building $56,079 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1431 Spindrift Cir E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 282 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 282 in force |
| Nearby Flood Claims | 23 (1984–2022) |
| Claims Outside the SFHA | 12 of 23 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1431 Spindrift Cir E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEPTUNE BEACH serves 7,270 people · EPA ID FL2160206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Hotwire Communications.
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