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1430 Spindrift Cir E, Neptune Beach, FL 32266 Property Records

Duval County property record for 1430 Spindrift Cir E, Neptune Beach, FL 32266

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,526 sqft · built 1988
Lot Size0.139 acres (6,031 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Sep 2025)
Tax Bill$6,180 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN178077-3090

Property Details

APN / Parcel Number

Primary APN178077-3090

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,526 sqft Living Area
Gross Area1,965 sqft
1st Floor Area1,036 sqft
Upper Floors Area490 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,031 sqft (0.139 acres)
Garage TypeAttached
Garage Area430 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area18 sqft
Deck AreaDeck Area
Patio Area232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1430 SPINDRIFT CIR E
CityNEPTUNE BEACH
StateFL
Zip32266-3266
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR-4
Legal Description41-56 38-2S-29E SUMMER SANDS LOT 8A
Legal Range29E
Legal Township02S
Legal Section38
Legal SubdivisionSUMMER SANDS
Legal Lot Number8A
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group1
Census Block1002
Census Tract14002

Owner

1430 Spindrift Cir E is owned and occupied by an individual who bought it in September 2025.

Source: Duval County records, as of September 25, 2026

Owner of RecordIndividual Name on File
Mailing Address1430 SPINDRIFT CIR E, NEPTUNE BEACH, FL 32266-3266
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2025 · Amount on File
Deed SaleSep 19, 2025 · Amount on File
Prior SaleJun 15, 2000 · Amount on File
Deed Document Number2025219915
Deed Book / Page21625 / 716
Record UpdatedOct 29, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateSep 19, 2025
Property Address1430 SPINDRIFT CIR E, NEPTUNE BEACH, FL 32266-3266
Document Number0216250716
Book / Page21625 / 716
Map ReferenceMB 41 PG 56,56A&56B
Instrument DateSep 12, 2025
Instrument2025219915
Transaction TypeTransfer
Record UpdatedOct 6, 2025
Title CompanyWATSON TITLE SERVICES INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address211 CARMINE LN, SAINT AUGUSTINE, FL 32095-4831

Transferred To (Grantee/Buyer)

NameVerified Name
Address1430 SPINDRIFT CIR E, NEPTUNE BEACH, FL 32266-3266

Mortgage

Document Number0021625718
DateSep 19, 2025
Instrument21625/718
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1430 Spindrift Cir E was $6,180, up 6.5% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityNeptune Beach City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$345,093 (-0.88%) Land $150,961 Building $194,132$345,093 (-0.88%) Land $150,961 Building $194,132
2025$6,180.00 (+6.51%)$348,161 (+2.57%) Land $150,000 Building $198,161$348,161 (+2.57%) Land $150,000 Building $198,161
2024$5,802.00 (+6.83%)$339,422 (+3.32%) Land $150,000 Building $189,422$339,422 (+3.32%) Land $150,000 Building $189,422
2023$5,431.00 (+17.4%)$328,516 (+12.32%) Land $130,000 Building $198,516$328,516 (+12.32%) Land $130,000 Building $198,516
2022$4,626.00$292,475 Land $108,000 Building $184,475$292,475 Land $108,000 Building $184,475

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1430 Spindrift Cir E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 282 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies282 in force
Nearby Flood Claims23 (1984–2022)
Claims Outside the SFHA12 of 23
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 3 claims
  • Severe Storms, Tornadoes & Flooding, Oct 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1430 Spindrift Cir E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEPTUNE BEACH
serves 7,270 people · EPA ID FL2160206
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Hotwire Communications.

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