1431 Neptune Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 1431 Neptune Ave, Encinitas, CA 92024

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,583 sqft · built 1946
Lot Size0.138 acres (5,990 sqft)
Owner2 Individual Names on File
Last Sale$1,149,000 (May 2011)
Tax Bill$16,424 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN254-221-04-00

Property Details

APN / Parcel Number

Primary APN254-221-04-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,583 sqft Living Area

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Lot Area5,990 sqft (0.138 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1431 NEPTUNE AVE
CityENCINITAS
StateCA
Zip92024-1434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR11
Legal DescriptionBLK 3 LOT 14 TR 002049
Legal SubdivisionSOUTH COAST PARK
Legal Tract002049
Legal Block3
Legal Lot Number14
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group5
Census Block5001
Census Tract17701

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1431 NEPTUNE AVE, ENCINITAS, CA 92024-1434
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 13, 2011 · Amount on Record
Deed SaleMay 13, 2011 · Amount on Record
Deed Document Number2011249403
Prior Transfer DateOct 2, 2001
Prior Transfer Doc0000774522
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1431 NEPTUNE AVE, ENCINITAS, CA 92024-1434
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1431 NEPTUNE AVE, ENCINITAS, CA 92024-1434

Mortgage

Document Number0000684670
DateNov 3, 2020
Instrument2020-0684670
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,501,500 (+2%) Land $1,423,098 Building $78,402
2025$16,424.00 (+6.73%) Homeowner's exemption$1,472,060 (+4.04%) Land $1,395,195 Building $76,865
2023$15,389.00 (+2.25%) Homeowner's exemption$1,414,900 Land $1,341,019 Building $73,881
2022$15,051.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN DIEGUITO WD
serves 40,405 people · EPA ID CA3710021
Water SourcePurchased surface water from several systems
Last State InspectionJun 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ting Fiber
Fiber
2,000 / 2,000
Cox Communications
Cable
2,000 / 100
AT&T
DSL
100 / 20

May also be available: T-Mobile USA, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Neptune Ave

Nearby Streets

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