1431 N 12th St, Temple, TX 76501 Property Records

Bell County property record for 1431 N 12th St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	1,180 sqft · built 2001
Lot Size	0.189 acres (8,232 sqft)
Owner	Individual Name on Record
Last Sale	$106,700 (Oct 2017)
Tax Bill	$1,935 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jul 2017 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0830100030`

Property Details

APN / Parcel Number

Primary APN	`0830100030`
Alternative APNs	`240345` `834418`

Interior

Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	1,180 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	8,232 sqft (0.189 acres)
Lot Dimensions	111 ft deep x 75 ft wide
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	72 sqft

Location & Zoning

Street Address	1431 N 12TH ST
City	TEMPLE
State	TX
Zip	76501-2600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NUGENT VILLAGE ADDITION, BLOCK 001, LOT 0011
Legal Subdivision	NUGENT VILLAGE ADDITION
Legal Block	1
Legal Lot Number	11
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2020
Census Tract	20500

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1431 N 12TH ST, TEMPLE, TX 76501-2600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2017	Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Jul 18, 2017	Grant Deed, Foreclosure ATTORNEY ONLY
Apr 10, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2017 · Amount on Record
Deed Sale	Oct 12, 2017 · Amount on Record
Prior Sale	Jul 18, 2017
Deed Document Number	201742902
Prior Transfer Date	Apr 4, 2017
Prior Transfer Doc	0000014102
Record Updated	Oct 29, 2026

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 12, 2017
Property Address	1431 N 12TH ST, TEMPLE, TX 76501-2600
Document Number	0000042902
Map Reference	CAB C SL240-D
Instrument Date	Oct 10, 2017
Instrument	2017-00042902
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABST & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 N 12TH ST, TEMPLE, TX 76501-2600

Mortgage

Document Number	0000042903
Date	Oct 12, 2017
Instrument	2017-00042903

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

July 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Jul 18, 2017
Property Address	1431 N 12TH ST, TEMPLE, TX 76501-2600
Document Number	0000029846
Instrument Date	Apr 13, 2017
Instrument	29846
Transaction Type	Foreclosure
Record Updated	Aug 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BELL TX
Recording Date	Apr 10, 2017
Property Address	1431 N 12TH ST, TEMPLE, TX 76501-2600
Document Number	0000014102
Instrument Date	Apr 4, 2017
Instrument	14102
Transaction Type	Foreclosure
Record Updated	Apr 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	PO BOX 1015238 COLUMBUS OH 43219, COLUMBUS, OH 43219
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,935.00 (+18.86%)	$147,737 (-20.34%)	$195,339 (+5.33%) Land $22,721 Building $172,618
2023	$1,628.00 (-24.8%) Homeowner's exemption	$185,458 Land $20,828 Building $164,630	$185,458 Land $20,828 Building $164,630
2022	$2,165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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