1427 N 12th St, Temple, TX 76501 Property Records

Bell County property record for 1427 N 12th St, Temple, TX 76501

Property Summary

Property TypeSingle Family Home
Details1,126 sqft · built 2001
Lot Size0.133 acres (5,807 sqft)
OwnerOwner Name on Record
Tax Bill$1,394 (2023)
Deeds & MortgagesJul 2020 Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN0830100027

Property Details

APN / Parcel Number

Primary APN0830100027
Alternative APNs
  • 240344
  • 607383

Interior

Stories1 Story
Building Area1,126 sqft Living Area
1st Floor Area1,126 sqft

Exterior

Year BuiltBuilt 2001
Lot Area5,807 sqft (0.133 acres)
Lot Dimensions108 ft deep x 54 ft wide
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area20 sqft
Storage Building400 sqft

Location & Zoning

Account Number607383
Street Address1427 N 12TH ST
CityTEMPLE
StateTX
Zip76501-2600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNUGENT VILLAGE ADDITION, BLOCK 001, LOT 0010
Legal SubdivisionNUGENT VILLAGE ADDITION
Legal Block1
Legal Lot Number10
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group2
Census Block2020
Census Tract20500

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address1427 N 12TH ST, TEMPLE, TX 76501-2600

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2020Deed of Trust, Mortgage
TEXELL CU
May 23, 2019Deed of Trust, Mortgage
TEXELL CU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 17, 2006
Transfer Doc0060330735
Record UpdatedJun 7, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address1427 N 12TH ST, TEMPLE, TX 76501-2600
Document Number0000041474
Instrument DateJul 20, 2020
Transaction TypeMortgage
Record UpdatedSep 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1427 N 12TH ST TEMPLE TX 765012600, TEMPLE, TX 76501-2600

Mortgage

Document Number0000041474
DateAug 11, 2020
Instrument41474
Lender
NameTEXELL CU
AddressTEMPLE, TX 76503
Agreement
AmountAmount Recorded

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address1427 N 12TH ST, TEMPLE, TX 76501-2600
Document Number0000024364
Instrument DateMay 23, 2019
Transaction TypeMortgage
Record UpdatedJun 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1427 N 12TH ST TEMPLE TX 765012600, TEMPLE, TX 76501-2600

Mortgage

Document Number0000024364
DateJun 10, 2019
Instrument24364
Lender
NameTEXELL CU
AddressTEMPLE, TX 76503
Agreement
AmountAmount Recorded
Term60 Months
DueJun 9, 2024

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictTemple Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,394.00 (-28.7%) Homeowner's exemption$184,308 Land $17,415 Building $166,893$184,308 Land $17,415 Building $166,893
2022$1,955.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 79% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

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