Harford County property record for 1431 Heaps Rd, Whiteford, MD 21160
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,879 sqft · built 1988 |
| Lot Size | 3.9 acres (169,884 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Oct 1988) |
| Tax Bill | $5,663 (2026) |
| Deeds & Mortgages | Sep 2026 Sale Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-049164 |
| Primary APN | 05-049164 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,879 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 169,884 sqft (3.9 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 960 sqft |
| Deck Area | 520 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 049164 |
|---|---|
| Street Address | 1431 HEAPS RD |
| City | WHITEFORD |
| State | MD |
| Zip | 21160-1405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LT 5 3.90 AC 1431 HEAPS ROAD SPRINGHOUSE EST P 59/60 |
| Legal Subdivision | SPRINGHOUSE ESTATES 64 5 |
| Legal Lot Number | 5 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 5, DUBLIN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 305100 |
Source: Harford County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1431 HEAPS RD, WHITEFORD, MD 21160-1405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 18, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 1988 · Amount on Record |
| Deed Sale | Oct 7, 1988 · Amount on Record |
| Prior Sale | Mar 10, 1988 · Amount on Record |
| Deed Book / Page | 1504 / 729 |
| Last Transfer Date | Aug 17, 2026 |
| Transfer Doc | 1729000221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 18, 2026 |
| Property Address | 1431 HEAPS RD, WHITEFORD, MD 21160-1405 |
| Document Number | 1729000221 |
| Book / Page | 17297 / 221 |
| Instrument Date | Aug 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1431 HEAPS RD, WHITEFORD, MD 21160-1405 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1431 HEAPS RD, WHITEFORD, MD 21160-1405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0132240294 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 13224/0294 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | MIDLAND, MI 48641 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,663.00 (+40.8%) Homeowner's exemption | $514,167 (+19.62%) | $549,700 (+24.06%) Land $134,500 Building $415,200 |
| 2025 | $4,022.00 (-12.57%) Homeowner's exemption | ||
| 2023 | $429,833 | $443,100 Land $124,500 Building $318,600 | |
| 2022 | $4,600.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1984–2006) |
| Most Recent Claim | Jun 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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