1427 Heaps Rd, Whiteford, MD 21160 Property Records

Harford County property record for 1427 Heaps Rd, Whiteford, MD 21160

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,080 sqft · built 1989
Lot Size	3.5 acres (152,460 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Nov 2019)
Tax Bill	$4,233 (2026)
Deeds & Mortgages	Feb 2017 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-049156`

Property Details

APN / Parcel Number

Primary APN	`05-049156`
Alternative APNs	`5049156` `049156`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,080 sqft Total Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	152,460 sqft (3.5 acres)
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	049156
Street Address	1427 HEAPS RD
City	WHITEFORD
State	MD
Zip	21160-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LT 4 3.50 AC 1427 HEAPS ROAD SPRINGHOUSE EST PT 59/60
Legal Subdivision	SPRINGHOUSE ESTATES SEC 01
Legal Lot Number	4
Jurisdiction	HARFORD MD
Township / Civil Division	5, DUBLIN
Census Block Group	3
Census Block	3000
Census Tract	305100

Owner

1427 Heaps Rd is owned and occupied by two individuals who bought it in November 2019.

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1427 HEAPS RD, WHITEFORD, MD 21160-1405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2017	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Nov 4, 2019	Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2019 · Amount on File
Deed Sale	Nov 4, 2019 · Amount on File
Prior Sale	Sep 30, 1988 · Amount on File
Deed Book / Page	13525 / 290
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1427 HEAPS RD, WHITEFORD, MD 21160-1405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMPOTITIVE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0122410466
Date	Feb 27, 2017
Book Page	12241/0466
Instrument	12241-0466

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 4, 2019
Property Address	1427 HEAPS RD, WHITEFORD, MD 21160-1405
Document Number	0135250290
Book / Page	13525 / 0290
Map Reference	MB CGH 59 FO 60
Instrument Date	Oct 22, 2019
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	LAWYERS EXPRESS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1427 HEAPS RD, WHITEFORD, MD 21160-1405

Mortgage

Document Number	0135250297
Date	Nov 4, 2019
Book Page	13525/0297

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1427 Heaps Rd was $4,233, up 14.6% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,233.00 (+14.62%)	$382,933	$407,700 Land $132,500 Building $275,200
2025	$3,693.00
2023		$323,567	$333,400 Land $122,500 Building $210,900
2022	$3,479.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1427 Heaps Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1984–2006)
Most Recent Claim	Jun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1427 Heaps Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Armstrong.

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