14309 E 39th Ln, Veradale, WA 99037 Property Records

Spokane County property record for 14309 E 39th Ln, Veradale, WA 99037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,208 sqft · built 2023
Lot Size	0.26 acres (11,311 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Nov 2023)
Tax Bill	$9,827 (2026)
Deeds & Mortgages	Sep 2024 Mortgage Nov 2023 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45352.2506`

Property Details

APN / Parcel Number

Primary APN	`45352.2506`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Building Area	3,208 sqft Living Area
Gross Area	4,719 sqft
1st Floor Area	1,933 sqft
Basement Area	1,473 sqft
Finished Basement	1,275 sqft
Unfinished Basement	198 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,311 sqft (0.26 acres)
Garage Type	Attached
Garage Area	1,313 sqft
Parking Spaces	5 Parking Spaces
Deck Area	224 sqft
Patio Area	105 sqft
Canopy	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14309 E 39TH LN
City	VERADALE
State	WA
Zip	99037-8356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35-25-44: WHITETAIL RIDGE FIRST ADDITION LT 6 BLK 2 (AFN 7151020)
Legal Subdivision	WHITETAIL RIDGE
Legal Block	2
Legal Lot Number	6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1007
Census Tract	12402

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14309 E 39TH LN, VERADALE, WA 99037-8356
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2024	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 2, 2023	Warranty Deed, Construction Loan · Construction Mortgage MOUNTAIN WEST BANK
Feb 3, 2023	Bargain and Sale Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2023 · Amount on Record
Deed Sale	Nov 2, 2023 · Amount on Record
Deed Document Number	20237317054
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	14309 E 39TH LN, VERADALE, WA 99037-8356
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14309 E 39TH LN, VERADALE, WA 99037-8356

Mortgage

Document Number	0007371650
Date	Sep 11, 2024
Instrument	7371650

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2039

November 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 2, 2023
Property Address	14309 E 39TH LN, VERADALE, WA 99037-8356
Document Number	0007317054
Map Reference	VOL 43 PG 41-44
Instrument Date	Nov 1, 2023
Instrument	7317054
Transaction Type	Construction Loan
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$2,245.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14309 E 39TH LN, VERADALE, WA 99037-8356

Mortgage

Document Number	0007317055
Date	Nov 2, 2023
Instrument	7317055

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Dec 1, 2024

February 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 3, 2023
Property Address	14309 E 39TH LN, VERADALE, WA 99037-8356
Document Number	0007266516
Map Reference	VOL 43 PG 41-44
Instrument Date	Dec 30, 2022
Instrument	7266516
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,827.00 (+1.01%)	$1,032,500 (+650.91%) Land $170,000 Building $862,500	$1,032,500 (+650.91%) Land $170,000 Building $862,500
2025	$9,729.00 (+629.86%)
2024		$137,500 (+8,233.33%) Land $137,500	$137,500 (+8,233.33%) Land $137,500
2023	$1,333.00 (+6,915.79%)	$1,650 Land $1,650	$1,650 Land $1,650
2022	$19.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 72% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERA WATER & POWER serves 24,692 people · EPA ID WA5391450
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	21 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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