14302 E 39th Ln, Veradale, WA 99037 Property Records

Spokane County property record for 14302 E 39th Ln, Veradale, WA 99037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,754 sqft · built 2024
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Mar 2024)
Tax Bill	$6,404 (2026)
Deeds & Mortgages	Mar 2025 Mortgage Mar 2024 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45352.2408`

Property Details

APN / Parcel Number

Primary APN	`45352.2408`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	1,754 sqft Living Area
Gross Area	4,074 sqft
1st Floor Area	1,754 sqft
Basement Area	1,268 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,200 sqft (0.257 acres)
Garage Type	Attached
Garage Area	1,052 sqft
Parking Spaces	4 Parking Spaces
Deck Area	105 sqft
Patio Area	153 sqft
Canopy	391 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	14302 E 39TH LN
City	VERADALE
State	WA
Zip	99037-8356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35-25-44: WHITETAIL RIDGE FIRST ADDITION LT 8 BLK 1 (AFN 7151020)
Legal Subdivision	WHITETAIL RIDGE
Legal Block	1
Legal Lot Number	8
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1007
Census Tract	12402

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5505 E 14TH AVE, SPOKANE VALLEY, WA 99212-5048
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST BANK
Mar 8, 2024	Warranty Deed, Construction Loan · Construction Mortgage MOUNTAIN WEST BANK
Feb 3, 2023	Bargain and Sale Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2024 · Amount on Record
Deed Sale	Mar 8, 2024 · Amount on Record
Deed Document Number	20247337044
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	14302 E 39TH LN, VERADALE, WA 99037-8356
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	UNKNOWN, SPOKANE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14302 E 39TH LN, VERADALE, WA 99037-8356

Mortgage

Document Number	0007401905
Date	Mar 3, 2025
Instrument	7401905

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2055

March 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 8, 2024
Property Address	14302 E 39TH LN, VERADALE, WA 99037-8356
Document Number	0007337044
Map Reference	VOL 43 PG 41-44
Instrument Date	Mar 7, 2024
Instrument	7337044
Transaction Type	Construction Loan
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$1,765.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5505 E 14TH AVE, SPOKANE VALLEY, WA 99212-5048

Mortgage

Document Number	0007337045
Date	Mar 8, 2024
Instrument	7337045

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	12.8%
Index	1-Year CMT
Margin	3
Max Rate	12.8%

February 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 3, 2023
Property Address	14302 E 39TH LN, VERADALE, WA 99037-8356
Document Number	0007266516
Map Reference	VOL 43 PG 41-44
Instrument Date	Dec 30, 2022
Instrument	7266516
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,404.00 (+42.6%)	$804,400 (+83.49%) Land $135,000 Building $669,400	$804,400 (+83.49%) Land $135,000 Building $669,400
2025	$4,491.00 (+318.55%)	$438,400 (+298.55%) Land $135,000 Building $303,400	$438,400 (+298.55%) Land $135,000 Building $303,400
2024		$110,000 (+6,566.67%) Land $110,000	$110,000 (+6,566.67%) Land $110,000
2023	$1,073.00 (+5,547.37%)	$1,650 Land $1,650	$1,650 Land $1,650
2022	$19.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 72% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERA WATER & POWER serves 24,692 people · EPA ID WA5391450
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	21 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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