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14305 Oneto Rd, Sutter Creek, CA 95685 Property Records

Amador County property record for 14305 Oneto Rd, Sutter Creek, CA 95685

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,332 sqft · built 1976
Lot Size6.08 acres (265,280 sqft)
Owner2 Individual Names on File
Last Sale$213,000 (Jan 2016)
Tax Bill$2,578 (2025)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN015-220-084-000

Property Details

APN / Parcel Number

Primary APN015-220-084-000
Alternative APN
  • 1522008400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,332 sqft Living Area
1st Floor Area1,332 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Construction TypeWood
Lot Area265,280 sqft
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected
Water SourceWell

Location & Zoning

Street Address14305 ONETO RD
CitySUTTER CREEK
StateCA
Zip95685-9740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal Description47M27 PAR 3 SEC33 T7N R11E
Legal Range11E
Legal Township07N
Legal Section33
Legal SubdivisionCLAY FRANCISCO PRCL MAP 2255
Legal Lot Number3
JurisdictionAMADOR CA
Township / Civil DivisionSUTTER CREEK-PLYMOUTH
Census Block Group2
Census Block2016
Census Tract201

Owner

Source: Amador County records · APN 015-220-084-000

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address14305 ONETO RD, SUTTER CREEK, CA 95685-9740
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 08, 2016 · Amount on Record
Deed SaleJan 08, 2016 · Amount on Record
Prior SaleJul 10, 2003 · Amount on Record
Deed Document Number2016163
Last Transfer DateJan 25, 2016
Transfer Doc0000000768
Record UpdatedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMADOR CA
Property Address14305 ONETO RD, SUTTER CREEK, CA 95685-9740
Document Number0000008254
Instrument DateOct 31, 2018
Transaction TypeMortgage
Record UpdatedFeb 18, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 1411 JACKSON CA 956421411, JACKSON, CA 95642-1411

Mortgage

Document Number0000008254
DateNov 07, 2018
Instrument8254
Lender
NameARTERBURY P 2002 L/TR (LT)
Address78 -6800 ALII DR # 2-301, KAILUA KONA, HI 96740-4417
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Amador County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAmador County
Unified School DistrictAmador County Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$257,026 (+2%) Land $132,818 Building $124,208
2025$2,578.00 (+4.12%) Homeowner's exemption$251,987 (+4.04%) Land $130,214 Building $121,773
2024$336,240
2023$2,476.00 (+4.12%) Homeowner's exemption$242,204 Land $125,158 Building $117,046
2022$2,378.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 30, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskVery High
above 93% of the US · above 77% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Cal.net
Fixed Wireless		100 / 20

May also be available: UnWired Broadband Holding.

Based on FCC filings for 12 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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