Collier County property record for 14305 Charthouse Cir, Naples, FL 34114
| Property Type | Single Family Home |
|---|---|
| Details | 3,142 sqft · built 2025 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Dec 2021) |
| Tax Bill | $5,032 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit May 2022 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 538700 626B01 |
| Primary APN | 538700 626B01 |
|---|---|
| Alternative APN |
|
| Building Area | 3,142 sqft Living Area |
|---|
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Deck Area | Deck Area |
| Street Address | 14305 CHARTHOUSE CIR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34114-8965 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARROT CAY LOT 62 |
| Legal Range | 26 |
| Legal Township | 51 |
| Legal Section | 1 |
| Legal Subdivision | PARROT CAY |
| Legal Tract | 538700 |
| Legal Block | 1 |
| Legal Lot Number | 62 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | EVERGLADES |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11108 |
14305 Charthouse Cir is owned by two individuals who bought it in December 2021.
Source: Collier County records, as of August 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1232 OXFORD LN, NAPLES, FL 34105-4818 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CREDIT UNION |
| May 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Dec 2, 2021 | Warranty Deed, Transfer TITLE 24 LLC, TITLE 239 LLC |
| Mar 29, 2021 | Special Warranty Deed, Transfer · Line of Credit STACY CARTER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2021 · Amount on File |
| Deed Sale | Dec 2, 2021 · Amount on File |
| Prior Sale | Mar 29, 2021 · Amount on File |
| Deed Document Number | 20216167403 |
| Deed Book / Page | 6049 / 3133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Apr 15, 2026 |
| Property Address | 14305 CHARTHOUSE CIR, NAPLES, FL 34114-8965 |
| Document Number | 0006810663 |
| Book / Page | 6575 / 1527 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 20266810663 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 14305 CHARTHOUSE CIR, NAPLES, FL 34114-8965 |
| Document Number | 0006810663, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 6575/1527 |
| Instrument | 20266810663 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 15, 2051 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 14305 CHARTHOUSE CIR, NAPLES, FL 34114-8965 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9 W HILL RD, MENDON, MA 01756-1023 |
| Document Number | 0061261857 |
|---|---|
| Date | May 13, 2022 |
| Book Page | 6126/1857 |
| Instrument | 6251844 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Dec 2, 2021 |
| Property Address | 14305 CHARTHOUSE CIR, NAPLES, FL 34114-8965 |
| Document Number | 0060493133 |
| Book / Page | 6049 / 3133 |
| Map Reference | MB 58 PG 75-78 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 6167403 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | TITLE 24 LLC, TITLE 239 LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2430 VANDERBILT BEACH RD # RD382, 2430, NAPLES, FL 34109-2654 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 380, MENDON, MA 01756-0380 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Mar 29, 2021 |
| Property Address | 14305 CHARTHOUSE CIR, NAPLES, FL 34114-8965 |
| Document Number | 0059163409 |
| Book / Page | 5916 / 3409 |
| Map Reference | MB 58 PG 75 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 6027319 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,785.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1114 AVENUE OF THE AMERICAS39TH, 1114, NEW YORK, NY 10036 |
| Name | Verified Name |
|---|---|
| Address | 2430 VANDERBILT BEACH RD # 382, 382, NAPLES, FL 34109-2654 |
| Document Number | 0059163416 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 5916/3416 |
| Name | STACY CARTER |
|---|---|
| Type | Private Party |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 14305 Charthouse Cir was $5,032, up 7.3% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,226,780 (+719.35%) Land $272,250 Building $1,954,530 | $2,226,780 (+717.92%) Land $272,250 Building $1,954,530 | |
| 2025 | $5,032.00 (+7.34%) | $271,775 | $272,250 Land $272,250 |
| 2024 | $4,688.00 (+3.63%) | ||
| 2023 | $4,524.00 (+10.23%) | $224,607 (+1%) | $274,973 (+34.67%) Land $274,973 |
| 2022 | $4,104.00 | $204,188 Land $204,188 | $204,188 Land $204,188 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14305 Charthouse Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 521 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 601 units insured incl. 80 condo units |
| Nearby Flood Claims | 15 (2017–2024) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14305 Charthouse Cir is moderate, ranking above 51% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
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