Collier County property record for 14294 Charthouse Cir, Naples, FL 34114
| Property Type | Single Family Home |
|---|---|
| Details | 2,702 sqft · built 2025 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Feb 2022) |
| Tax Bill | $5,297 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Sep 2022 Construction Loan + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 538700 346B01 |
| Primary APN | 538700 346B01 |
|---|---|
| Alternative APN |
|
| Building Area | 2,702 sqft Living Area |
|---|
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Deck Area | Deck Area |
| Street Address | 14294 CHARTHOUSE CIR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34114-8963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARROT CAY LOT 34 |
| Legal Range | 26 |
| Legal Township | 51 |
| Legal Section | 1 |
| Legal Subdivision | PARROT CAY |
| Legal Tract | 538700 |
| Legal Block | 1 |
| Legal Lot Number | 34 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | EVERGLADES |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11108 |
Source: Collier County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8213 LUCELLO TER W, NAPLES, FL 34114-2879 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE |
| Sep 15, 2022 | Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU |
| Feb 1, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2022 · Amount on File |
| Deed Sale | Feb 1, 2022 · Amount on File |
| Deed Document Number | 20226198653 |
| Deed Book / Page | 6078 / 2949 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Aug 19, 2026 |
| Property Address | 14294 CHARTHOUSE CIR, NAPLES, FL 34114-8963 |
| Document Number | 0006864581 |
| Book / Page | 6621 / 1491 |
| Instrument Date | May 1, 2026 |
| Instrument | 20266864581 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 14294 CHARTHOUSE CIR, NAPLES, FL 34114-8963 |
| Document Number | 0006864581, |
|---|---|
| Date | Aug 19, 2026 |
| Book Page | 6621/1491 |
| Instrument | 20266864581 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 14294 CHARTHOUSE CIR, NAPLES, FL 34114-8963 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8213 LUCELLO TER W, NAPLES, FL 34114-2879 |
| Document Number | 0061733731 |
|---|---|
| Date | Sep 15, 2022 |
| Book Page | 6173/3731 |
| Instrument | 6308867 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.12% |
| Index | 1-Year CMT |
| Max Rate | 9.12% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Feb 1, 2022 |
| Property Address | 14294 CHARTHOUSE CIR, NAPLES, FL 34114-8963 |
| Document Number | 0060782949 |
| Book / Page | 6078 / 2949 |
| Map Reference | MB 58 PG 75 |
| Instrument Date | Jan 27, 2022 |
| Instrument | 6198653 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1114 AVENUE OF THE AMERICAS39TH, NEW YORK, NY 10036 |
| Name | Verified Name |
|---|---|
| Address | 8213 LUCELLO TER W, NAPLES, FL 34114-2879 |
| Document Number | 0060782957 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 6078/2957 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Feb 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 4.5% |
| Index | 1-Year CMT |
| Max Rate | 4.5% |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,719,323 (+531.52%) Land $272,250 Building $1,447,073 | $1,719,323 (+531.52%) Land $272,250 Building $1,447,073 | |
| 2025 | $5,297.00 (+9.9%) | $272,250 (-0.99%) Land $272,250 | $272,250 (-0.99%) Land $272,250 |
| 2023 | $4,820.00 (+53.16%) | $274,973 (+415.95%) Land $274,973 | $274,973 (+34.67%) Land $274,973 |
| 2022 | $3,147.00 | $53,295 | $204,188 Land $204,188 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 521 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 601 units insured incl. 80 condo units |
| Nearby Flood Claims | 15 (2017–2024) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
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