Anne Arundel County property record for 1430 Howard Rd, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 936 sqft · built 1960 |
| Lot Size | 0.325 acres (14,147 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,982 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 02-597-03544800 |
| Primary APN | 02-597-03544800 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Gross Area | 1,176 sqft |
| 1st Floor Area | 936 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,147 sqft (0.325 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 70 sqft |
| Deck Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 59703544800 |
|---|---|
| Street Address | 1430 HOWARD RD |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-4721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LTS 32 33 BK 4 PL 1 OYSTER HARBOR |
| Legal Subdivision | OYSTER HARBOR |
| Legal Block | 4 |
| Legal Lot Number | 32 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 702602 |
1430 Howard Rd is owned and occupied by two individuals who acquired it in September 2005.
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1430 HOWARD RD, ANNAPOLIS, MD 21403-4721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2005 |
| Deed Sale | Sep 29, 2005 |
| Deed Document Number | 200514250 |
| Deed Book / Page | 16911 / 103 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1430 Howard Rd was $5,982 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $491,900 Land $390,400 Building $101,500 | $491,900 Land $390,400 Building $101,500 | |
| 2025 | $5,982.00 | ||
| 2023 | $4,005.00 Homeowner's exemption | $455,100 Land $352,900 Building $102,200 | $455,100 Land $352,900 Building $102,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1430 Howard Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 265 policies |
| Nearby Flood Policies | 265 in force |
| Nearby Flood Claims | 76 (1978–2024) |
| Claims Outside the SFHA | 24 of 76 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1430 Howard Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
5G and 4G LTE (outdoors only)
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