1426 Howard Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 1426 Howard Rd, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,296 sqft · built 1990
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$685,000 (Apr 2016)
Tax Bill	$7,347 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2021 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`02-597-03904300`

Property Details

APN / Parcel Number

Primary APN	`02-597-03904300`
Alternative APNs	`259703904300` `59703904300`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,296 sqft Living Area
Gross Area	2,596 sqft
1st Floor Area	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	5,000 sqft (0.115 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Deck Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	59703904300
Street Address	1426 HOWARD RD
City	ANNAPOLIS
State	MD
Zip	21403-4721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 31 BK 4 PL 1 OYSTER HARBOR
Legal Subdivision	OYSTER HARBOR
Legal Block	4
Legal Lot Number	31
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1014
Census Tract	702602

Owner

1426 Howard Rd is owned and occupied by an individual who bought it in April 2016.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1426 HOWARD RD, ANNAPOLIS, MD 21403-4721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jun 3, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2016 · Amount on File
Deed Sale	Apr 19, 2016 · Amount on File
Prior Sale	Nov 4, 2013 · Amount on File
Deed Book / Page	29480 / 155
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1426 HOWARD RD, ANNAPOLIS, MD 21403-4721
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0351570484
Date	Sep 3, 2020
Book Page	35157/484

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1426 HOWARD RD, ANNAPOLIS, MD 21403-4721
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1426 HOWARD RD, ANNAPOLIS, MD 21403-4721

Mortgage

Document Number	0369040298
Date	Jun 3, 2021
Book Page	36904/298

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 5, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1426 Howard Rd was $7,347 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$613,100 Land $243,000 Building $370,100	$613,100 Land $243,000 Building $370,100
2025	$7,347.00
2023	$5,028.00 Homeowner's exemption	$460,500 Land $218,000 Building $242,500	$460,500 Land $218,000 Building $242,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1426 Howard Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 265 policies
Nearby Flood Policies	265 in force
Nearby Flood Claims	76 (1978–2024)
Claims Outside the SFHA	24 of 76
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1426 Howard Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Howard Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures