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1430 Banjo Ln, Ramona, CA 92065 Property Records

San Diego County property record for 1430 Banjo Ln, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,650 sqft · built 1976
Lot Size0.67 acres (29,185 sqft)
Owner2 Individual Names on File
Last Sale$890,000 (Apr 2024)
Tax Bill$9,860 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Jun 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN284-033-31-00

Property Details

APN / Parcel Number

Primary APN284-033-31-00
Alternative APN
  • 2840316500

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,650 sqft Living Area

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area29,185 sqft (0.67 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number2840316500
Street Address1430 BANJO LN
CityRAMONA
StateCA
Zip92065-3501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK 400 SLY 116 FT OF NLY 350 FT OF WLY 250 FT OF ELY 870 FT OF TR 000643
Legal SubdivisionRAMONA
Legal Tract000643
Legal Block400
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2011
Census Tract20813

Owner

Source: San Diego County records · APN 284-033-31-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1148 ELWOOD ST, SAN DIEGO, CA 92114-1009
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2024Grant Deed, Transfer · Conventional Mortgage
M5 FINANCIAL
Jun 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Nov 22, 2017Grant Deed, Transfer
STEARNS LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2024 · Amount on Record
Deed SaleApr 29, 2024 · Amount on Record
Prior SaleNov 22, 2017 · Amount on Record
Deed Document Number2024107001
Prior Transfer DateMay 03, 2005
Prior Transfer Doc0000385450
Record UpdatedSep 20, 2026

April 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 29, 2024
Property Address1430 BANJO LN, RAMONA, CA 92065-3501
Document Number0000107001
Map ReferenceMAP 643
Instrument DateMar 29, 2024
Instrument2024-0107001
Transaction TypeTransfer
Record UpdatedMay 08, 2024
Title CompanyTRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1430 BANJO LN, RAMONA, CA 92065-3501

Mortgage

Document Number0000107002
DateApr 29, 2024
Instrument2024-0107002
Lender
NameM5 FINANCIAL
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1430 BANJO LN, RAMONA, CA 92065-3501
Transaction TypeMortgage
Record UpdatedJun 22, 2022
Title CompanyE-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1430 BANJO LN, RAMONA, CA 92065-3501

Mortgage

Document Number0000244948
DateJun 10, 2022
Instrument2022-0244948
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1430 BANJO LN, RAMONA, CA 92065-3501
Transaction TypeMortgage
Record UpdatedMar 23, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1430 BANJO LN, RAMONA, CA 92065-3501

Mortgage

Document Number0000192480
DateMar 12, 2021
Instrument2021-0192480
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 01, 2051

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 22, 2017
Property Address1430 BANJO LN, RAMONA, CA 92065-3501
Document Number0000544085
Instrument DateOct 16, 2017
Instrument544085
Transaction TypeTransfer
Record UpdatedNov 29, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$561.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1430 BANJO LN RAMONA CA 920653501, RAMONA, CA 92065-3501

Mortgage

Document Number544086
DateNov 22, 2017
Instrument544086
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
AmountAmount Recorded
Term360 Months
DueNov 21, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$925,954 (+2%) Land $106,004 Building $819,950
2025$9,860.00 (+66.69%)$907,799 (+62.76%) Land $103,926 Building $803,873
2023$5,915.00 (-2.3%)$557,755 Land $63,853 Building $493,902
2022$6,054.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208132, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 7 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
6 of 7 on primary residences

Wildfire

Wildfire RiskHigh
above 80% of the US · above 57% of California
Wildfire LikelihoodAbout 1 in 165 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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