San Diego County property record for 1411 Banjo Ln, Ramona, CA 92065 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,578 sqft · built 1977 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,675 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 284-033-27-00 |
| Primary APN | 284-033-27-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,578 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 32,234 sqft (0.74 acres) |
| Parking Spaces | 5 Parking Spaces |
| Old Parcel Number | 2840311000 |
|---|---|
| Street Address | 1411 BANJO LN |
| City | RAMONA |
| State | CA |
| Zip | 92065-3553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 400 PAR 2A PER DOC74350REC71 IN TR 000643 |
| Legal Subdivision | RAMONA |
| Legal Tract | 000643 |
| Legal Block | 400 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20813 |
Source: San Diego County records · APN 284-033-27-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1411 BANJO LN, RAMONA, CA 92065-3553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 12, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 20, 2019 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Dec 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Nov 26, 2003 |
| Transfer Doc | 0001454274 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1411 BANJO LN, RAMONA, CA 92065-3553 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1411 BANJO LN, RAMONA, CA 92065-3553 |
| Document Number | 0000874983 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 2021-0874983 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1411 BANJO LN, RAMONA, CA 92065-3553 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 1411 BANJO LN, RAMONA, CA 92065-3553 |
| Document Number | 0000707891 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 2020-0707891 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1411 BANJO LN, RAMONA, CA 92065-3553 |
| Document Number | 0000611184 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1411 BANJO LN RAMONA CA 920653553, RAMONA, CA 92065-3553 |
| Document Number | 0000611184 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 611184 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 29, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1411 BANJO LN, RAMONA, CA 92065-3553 |
| Document Number | 0000610395 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1411 BANJO LN RAMONA CA 920653553, RAMONA, CA 92065-3553 |
| Document Number | 0000610395 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 610395 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2047 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $139,685 (+2%) Land $24,238 Building $115,447 | |
| 2025 | $1,675.00 (+24.26%) Homeowner's exemption | $136,947 (+4.04%) Land $23,763 Building $113,184 |
| 2023 | $1,348.00 (-15.27%) Homeowner's exemption | $131,632 Land $22,842 Building $108,790 |
| 2022 | $1,591.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 80% of the US · above 57% of California |
|---|---|
| Wildfire Likelihood | About 1 in 165 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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