1411 Banjo Ln, Ramona, CA 92065 Property Records

San Diego County property record for 1411 Banjo Ln, Ramona, CA 92065 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,578 sqft · built 1977
Lot Size0.74 acres (32,234 sqft)
Owner2 Individual Names on File
Tax Bill$1,675 (2025)
Deeds & MortgagesDec 2021 Mortgage
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN284-033-27-00

Property Details

APN / Parcel Number

Primary APN284-033-27-00
Alternative APN
  • 2840311000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,578 sqft Living Area

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Lot Area32,234 sqft (0.74 acres)
Parking Spaces5 Parking Spaces

Location & Zoning

Old Parcel Number2840311000
Street Address1411 BANJO LN
CityRAMONA
StateCA
Zip92065-3553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK 400 PAR 2A PER DOC74350REC71 IN TR 000643
Legal SubdivisionRAMONA
Legal Tract000643
Legal Block400
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2009
Census Tract20813

Owner

Source: San Diego County records · APN 284-033-27-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1411 BANJO LN, RAMONA, CA 92065-3553
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 12, 2020Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Dec 20, 2019Deed of Trust, Mortgage · FHA Mortgage
MR COOPER
Dec 11, 2017Deed of Trust, Mortgage · FHA Mortgage
MR COOPER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateNov 26, 2003
Transfer Doc0001454274
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1411 BANJO LN, RAMONA, CA 92065-3553
Transaction TypeMortgage
Record UpdatedJan 07, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1411 BANJO LN, RAMONA, CA 92065-3553

Mortgage

Document Number0000874983
DateDec 30, 2021
Instrument2021-0874983
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueJan 01, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1411 BANJO LN, RAMONA, CA 92065-3553
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address1411 BANJO LN, RAMONA, CA 92065-3553

Mortgage

Document Number0000707891
DateNov 12, 2020
Instrument2020-0707891
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1411 BANJO LN, RAMONA, CA 92065-3553
Document Number0000611184
Instrument DateDec 20, 2019
Transaction TypeMortgage
Record UpdatedJan 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1411 BANJO LN RAMONA CA 920653553, RAMONA, CA 92065-3553

Mortgage

Document Number0000611184
DateDec 30, 2019
Instrument611184
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 29, 2049

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1411 BANJO LN, RAMONA, CA 92065-3553
Document Number0000610395
Instrument DateDec 11, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1411 BANJO LN RAMONA CA 920653553, RAMONA, CA 92065-3553

Mortgage

Document Number0000610395
DateDec 28, 2017
Instrument610395
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 27, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$139,685 (+2%) Land $24,238 Building $115,447
2025$1,675.00 (+24.26%) Homeowner's exemption$136,947 (+4.04%) Land $23,763 Building $113,184
2023$1,348.00 (-15.27%) Homeowner's exemption$131,632 Land $22,842 Building $108,790
2022$1,591.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 80% of the US · above 57% of California
Wildfire LikelihoodAbout 1 in 165 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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