143 Waterloo St, Warrenton, VA 20186 Property Records

Fauquier County property record for 143 Waterloo St, Warrenton, VA 20186

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,256 sqft · built 1970
Lot Size	0.194 acres (8,451 sqft)
Owner	2 Individual Names on File
Last Sale	$549,900 (Sep 2018)
Tax Bill	$5,563 (2026)
Deeds & Mortgages	Jul 2023 Second Mortgage Apr 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6984-24-7465`

Property Details

APN / Parcel Number

Primary APN	`6984-24-7465`
Alternative APNs	`724893801` `122813` `24334`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,256 sqft Finished Area
Gross Area	3,590 sqft
1st Floor Area	1,890 sqft
Basement Area	300 sqft
Unfinished Basement	300 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Metal
Lot Area	8,451 sqft (0.194 acres)
Garage Area	340 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	400 sqft
Porch	Slab
Porch Area	506 sqft
Patio Area	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	122813
Street Address	143 WATERLOO ST
City	WARRENTON
State	VA
Zip	20186-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	GAINES SUBD LOT 6
Legal Subdivision	GAINES SUBD
Legal Lot Number	6
Jurisdiction	FAUQUIER VA
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2024
Census Tract	930305

Owner

143 Waterloo St is owned and occupied by two individuals who bought it in September 2018.

Source: Fauquier County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	143 WATERLOO ST, WARRENTON, VA 20186-2707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Apr 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Apr 4, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Sep 4, 2018	Warranty Deed, Transfer GEORGE MASON MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2018 · Amount on File
Deed Sale	Sep 4, 2018 · Amount on File
Deed Document Number	20187465
Deed Book / Page	1581 / 145
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	143 WATERLOO ST, WARRENTON, VA 20186-2707
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017521802
Date	Jul 18, 2023
Book Page	1752/1802
Instrument	202300004314

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jul 1, 2063

Interest

Rate Type	Fixed Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	143 WATERLOO ST, WARRENTON, VA 20186-2707
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001725585
Date	Apr 28, 2022
Book Page	1725/585
Instrument	202200005566

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	317 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	143 WATERLOO ST, WARRENTON, VA 20186-2707
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017221695
Date	Apr 4, 2022
Book Page	1722/1695
Instrument	202200004214

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	317 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAUQUIER VA
Recording Date	Sep 4, 2018
Property Address	143 WATERLOO ST, WARRENTON, VA 20186-2707
Document Number	1581145
Book / Page	001581 / 000145
Instrument Date	Aug 31, 2018
Instrument	7465
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 WATERLOO ST WARRENTON VA 201862707, WARRENTON, VA 20186-2707

Mortgage

Document Number	1581147
Date	Sep 4, 2018
Book Page	001581/000147
Instrument	7466

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 143 Waterloo St was $5,563.

Source: Fauquier County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fauquier County
Municipality	Warrenton Town
Unified School District	Fauquier County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,563.00	$621,600 Land $175,000 Building $446,600	$621,600 Land $175,000 Building $446,600
2023		$529,600 Land $135,000 Building $394,600	$529,600 Land $135,000 Building $394,600
2019	$3,715.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 143 Waterloo St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 143 Waterloo St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WARRENTON serves 11,801 people · EPA ID VA6061600
Water Source	Surface water
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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