Effingham County property record for 143 Reed Ln, Watson, IL 62473
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1,910 sqft · built 1996 |
| Lot Size | 5.85 acres (254,826 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,895 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-10-029-040 |
| Primary APN | 14-10-029-040 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 1,910 sqft Base Area |
| 1st Floor Area | 1,910 sqft |
| Basement Area | 758 sqft |
| Unfinished Basement | 758 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Frame |
| Lot Area | 254,826 sqft (5.85 acres) |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 143 REED LN |
|---|---|
| City | WATSON |
| State | IL |
| Zip | 62473-2249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT B OF SE NW 1356/128 |
| Legal Tract | B |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | WATSON |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 950400 |
143 Reed Ln is owned and occupied by two individuals.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 143 REED LN, WATSON, IL 62473-2249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 143 REED LN, WATSON, IL 62473-2249 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003794/253 |
|---|---|
| Date | Jun 30, 2022 |
| Book Page | 3794/253 |
| Instrument | 202222002719 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 143 Reed Ln was $3,895 with a homeowner's exemption.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Watson Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,895.00 | $79,480 Land $9,680 Building $69,800 | $238,440 Land $29,040 Building $209,400 |
| 2022 | $2,772.00 Homeowner's exemption | $59,440 Land $7,240 Building $52,200 | $178,320 Land $21,720 Building $156,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 143 Reed Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 143 Reed Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
5G (outdoors only) and 4G LTE
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