Rowan County property record for 143 Polo Dr, Salisbury, NC 28144
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,827 sqft · built 1999 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Feb 2000) |
| Tax Bill | $5,268 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 325D401 |
| Primary APN | 325D401 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,827 sqft Living Area |
| 1st Floor Area | 1,860 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Lot Area | 33,541 sqft (0.77 acres) |
| Garage Area | 792 sqft |
| Porch | Porch |
| Porch Area | 126 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 143 POLO DR |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28144-8512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L158 .77AC |
| Legal Subdivision | COUNTRY CLUB HILLS |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 51302 |
Source: Rowan County records, as of August 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 143 POLO DR, SALISBURY, NC 28144-8512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK |
| Jun 19, 2019 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2000 · Amount on Record |
| Deed Sale | Feb 16, 2000 · Amount on Record |
| Deed Book / Page | 874 / 621 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Aug 5, 2026 |
| Property Address | 143 POLO DR, SALISBURY, NC 28144-8512 |
| Document Number | 1488000459 |
| Book / Page | 1488 / 459 |
| Instrument Date | Jul 31, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 143 POLO DR, SALISBURY, NC 28144-8512 |
| Document Number | 1488000459, |
|---|---|
| Date | Aug 5, 2026 |
| Book Page | 1488/459 |
| Name | MERCHANTS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 31, 2041 |
| Rate | 5.79% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 143 POLO DR, SALISBURY, NC 28144-8512 |
| Document Number | 0013290843 |
| Instrument Date | Jun 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 143 POLO DR SALISBURY NC 281448512, SALISBURY, NC 28144-8512 |
| Document Number | 0013290843 |
|---|---|
| Date | Jun 24, 2019 |
| Book Page | 001329/000843 |
| Name | FARMERS & MERCHANTS NAT'L BK |
|---|---|
| Type | Bank |
| Address | SALISBURY, NC 28144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 23, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Salisbury City |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,268.00 | $440,493 (-) Land $45,000 Building $395,493 | $440,493 (-) Land $45,000 Building $395,493 |
| 2025 | $5,268.00 | $440,493 (-) Land $45,000 Building $395,493 | |
| 2023 | $5,268.00 | $440,493 Land $45,000 Building $395,493 | $440,493 Land $45,000 Building $395,493 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2008–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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