138 Polo Dr, Salisbury, NC 28144 Property Records

Rowan County property record for 138 Polo Dr, Salisbury, NC 28144

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,634 sqft · built 1995
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$305,000 (Dec 2020)
Tax Bill$5,008 (2026)
Deeds & MortgagesDec 2020 Sale & Mortgage
Jan 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN325D420

Property Details

APN / Parcel Number

Primary APN325D420
Alternative APN
  • 6342792

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,634 sqft Living Area
1st Floor Area2,195 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2009
Exterior MaterialBrick
Lot Area21,780 sqft (0.5 acres)
Garage Area900 sqft

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area504 sqft
PorchPorch
Porch Area84 sqft
Deck Area336 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address138 POLO DR
CitySALISBURY
StateNC
Zip28144-8504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL177 COUNTRY CLUB HILLS SEC5
Legal SubdivisionSECTION V OF COUNTRY CLUB HILLS
JurisdictionROWAN NC
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1014
Census Tract51302

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address138 POLO DR, SALISBURY, NC 28144-8504
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2020Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jan 10, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Feb 10, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2020 · Amount on Record
Deed SaleDec 8, 2020 · Amount on Record
Prior SaleJan 10, 2020 · Amount on Record
Deed Book / Page1362 / 558
Prior Transfer DateMay 30, 2013
Prior Transfer Doc0012180480
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateDec 8, 2020
Property Address138 POLO DR, SALISBURY, NC 28144-8504
Document Number0013620558
Book / Page1362 / 558
Map ReferenceDD 1341 PG 415
Instrument DateDec 1, 2020
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$610.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address213 SOWERS FERRY RD, 213, SALISBURY, NC 28144-7787

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 POLO DR, SALISBURY, NC 28144-8504

Mortgage

Document Number0001362559
DateDec 8, 2020
Instrument1362/559
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateJan 10, 2020
Property Address138 POLO DR, SALISBURY, NC 28144-8504
Document Number0013410415
Book / Page001341 / 000415
Instrument DateDec 10, 2019
Transaction TypeTransfer
Record UpdatedJan 24, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$250.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address138 POLO DR SALISBURY NC 281448504, SALISBURY, NC 28144-8504

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateFeb 10, 2017
Property Address138 POLO DR, SALISBURY, NC 28144-8504
Document Number0012840791
Book / Page001284 / 000791
Instrument DateFeb 10, 2017
Transaction TypeTransfer
Record UpdatedFeb 24, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$250.00
Additional
  • Arm's Length
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address138 POLO DR SALISBURY NC 281448504, SALISBURY, NC 28144-8504

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySalisbury City
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,008.00$418,781 (-) Land $40,500 Building $378,281$418,781 (-) Land $40,500 Building $378,281
2025$5,008.00$418,781 (-) Land $40,500 Building $378,281
2023$5,008.00$418,781 Land $40,500 Building $378,281$418,781 Land $40,500 Building $378,281

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (2008–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimAug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALISBURY-ROWAN
serves 46,156 people · EPA ID NC0180010
Water SourceSurface water
Last State InspectionFeb 2026
Lead13 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
2,500 / 2,500
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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