143 Garrett St, Sumter, SC 29150 Property Records

Sumter County property record for 143 Garrett St, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,322 sqft · built 1958
Lot Size	0.44 acres (19,200 sqft)
Owner	Individual Name on Record
Tax Bill	$831 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`205-04-03-010`

Property Details

APN / Parcel Number

Primary APN	`205-04-03-010`
Alternative APN	`26694`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,322 sqft Living Area
1st Floor Area	1,322 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1965
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	19,200 sqft (0.44 acres)
Lot Dimensions	192 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Fence	Fence
Shed	1 Shed
Utility Building	91 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	26694
Old Parcel Number	205 04 03 010
Street Address	143 GARRETT ST
City	SUMTER
State	SC
Zip	29150-3874
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9
Legal Description	LOT 10 Z16-45 100X192 FT
Legal Subdivision	PALMETTO PARK
Legal Lot Number	10
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	3
Census Block	3003
Census Tract	902

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	143 GARRETT ST, SUMTER, SC 29150-3874
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 17, 2018	Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2022
Deed Sale	Jun 27, 2022
Prior Sale	Apr 1, 2015 · Amount on Record
Deed Book / Page	1250 / 5774
Prior Transfer Date	Dec 17, 2018
Prior Transfer Doc	0012505774
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	143 GARRETT ST, SUMTER, SC 29150-3874
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012883958
Date	Jul 21, 2021
Book Page	1288/3958

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Dec 17, 2018
Property Address	143 GARRETT ST, SUMTER, SC 29150-3874
Document Number	0012505774
Book / Page	1250 / 5774
Map Reference	MB Z-15 PG22
Instrument Date	Dec 13, 2018
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	143 GARRETT ST, SUMTER, SC 29150-3874

Mortgage

Document Number	0012505778
Date	Dec 17, 2018
Instrument	1250/5778

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$831.00 (+5.59%)	$4,140 (+0.24%) Land $993 Building $3,147	$104,367 (-) Land $25,020 Building $79,347
2023		$4,130 (-) Land $1,000 Building $3,130	$104,367 (-) Land $25,020 Building $79,347
2022	$787.00	$4,130 Land $1,000 Building $3,130	$104,367 Land $25,020 Building $79,347

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2015–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FTC.

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