115 Garrett St, Sumter, SC 29150 Property Records

Sumter County property record for 115 Garrett St, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,661 sqft · built 1958
Lot Size	0.327 acres (14,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$127,000 (May 2019)
Tax Bill	$885 (2025)
Deeds & Mortgages	Sep 2022 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`205-04-04-011`

Property Details

APN / Parcel Number

Primary APN	`205-04-04-011`
Alternative APN	`26724`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,661 sqft Living Area
Gross Area	2,028 sqft
1st Floor Area	1,661 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1965
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,250 sqft (0.327 acres)
Lot Dimensions	150 ft deep x 95 ft wide
Garage Type	Carport
Garage Area	247 sqft
Carport	Carport
Carport Area	247 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	672 sqft
Porch	Finished Screened Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	59 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	26724
Street Address	115 GARRETT ST
City	SUMTER
State	SC
Zip	29150-3845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9
Legal Description	LOT 24 Z39-42 95X150 FT -
Legal Subdivision	PALMETTO PARK
Legal Lot Number	24
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	3
Census Block	3008
Census Tract	902

Owner

Source: Sumter County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 GARRETT ST, SUMTER, SC 29150-3845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Intrafamily Transfer, Transfer · FHA Mortgage FIRST FEDERAL BANK
May 29, 2019	Deed, Transfer · FHA Mortgage RESOURCE FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2019 · Amount on Record
Deed Sale	May 29, 2019 · Amount on Record
Deed Book / Page	1255 / 5593
Last Transfer Date	Aug 18, 2022
Transfer Doc	0013062839
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMTER SC
Recording Date	Sep 7, 2022
Property Address	115 GARRETT ST, SUMTER, SC 29150-3845
Document Number	0013062839
Book / Page	1306 / 2839
Map Reference	MB Z-39 PG 42
Instrument Date	Aug 18, 2022
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 GARRETT ST, SUMTER, SC 29150-3845

Mortgage

Document Number	0013062842
Date	Sep 7, 2022
Instrument	1306/2842

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	May 29, 2019
Property Address	115 GARRETT ST, SUMTER, SC 29150-3845
Document Number	0012555593
Book / Page	1255 / 5593
Map Reference	MB Z-39 PG 42
Instrument Date	May 28, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$469.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 GARRETT ST, SUMTER, SC 29150-3845

Mortgage

Document Number	0012555597
Date	May 29, 2019
Instrument	1255/5597

Lender

Name	RESOURCE FINANCIAL GROUP INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$885.00 (-16.03%)	$4,420 (-21.21%) Land $950 Building $3,470	$110,645 (-21.16%) Land $23,750 Building $86,895
2023	$1,054.00 (+0.48%)	$5,610 (-) Land $950 Building $4,660	$140,334 (-) Land $23,750 Building $116,584
2022	$1,049.00	$5,610 Land $950 Building $4,660	$140,334 Land $23,750 Building $116,584

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2015–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FTC.

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