143 Gardner Rd, Gaffney, SC 29341 Property Records

Cherokee County property record for 143 Gardner Rd, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	2,002 sqft · built 2010
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,900 (Apr 2026)
Tax Bill	$908 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022802-23-3`

Property Details

APN / Parcel Number

Primary APN	`022802-23-3`
Alternative APNs	`0160000029114 00013908` `016-00-00-029.114` `022679223`

Interior

Stories	1 Story
Building Area	2,002 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Siding
Lot Area	44,431 sqft (1.02 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	143 GARDNER RD
City	GAFFNEY
State	SC
Zip	29341-3901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	143 GARDNER RD LT#14 SEE CARD FOR RB 07 BACK/08,09,10-RV FM WAGNER $174644 PICK UP ATTACH GARAGE VALUE
Legal Subdivision	HERITAGE ACRES PH II
Legal Lot Number	14
Jurisdiction	CHEROKEE SC
Township / Civil Division	MACEDONIA
Census Block Group	1
Census Block	1033
Census Tract	970102

Owner

Source: Cherokee County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	143 GARDNER RD, GAFFNEY, SC 29341-3901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed, Transfer · Conventional Mortgage LOAN STORE
Apr 16, 2026	Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT
Dec 28, 2018	Deed of Trust, Mortgage · Conventional with PMI JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Jul 26, 2010 · Amount on Record
Deed Document Number	20262016
Deed Book / Page	197 / 310
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Apr 16, 2026
Property Address	143 GARDNER RD, GAFFNEY, SC 29341-3901
Document Number	0001970310
Book / Page	197 / 310
Instrument Date	Apr 15, 2026
Instrument	20262016
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89,257.74
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	143 GARDNER RD, GAFFNEY, SC 29341-3901
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002017,
Date	Apr 16, 2026
Book Page	197/313
Instrument	20262017

Lender

Name	LOAN STORE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Apr 16, 2026
Property Address	143 GARDNER RD, GAFFNEY, SC 29341-3901
Document Number	0000002016
Book / Page	197 / 310
Instrument Date	Apr 15, 2026
Instrument	2026.2016
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89,257.74
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	143 GARDNER RD, GAFFNEY, SC 29341-3901
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002017,
Date	Apr 16, 2026
Book Page	197/313
Instrument	2026.2017

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	143 GARDNER RD # 14, 14, GAFFNEY, SC 29341-3901
Document Number	0001091341
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2019
Title Company	VISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	143 GARDNER RD GAFFNEY SC 293413901, GAFFNEY, SC 29341-3901

Mortgage

Document Number	0001091341
Date	Jan 10, 2019
Book Page	000109/001341
Instrument	141

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2049

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$908.00 (+19.47%) Homeowner's exemption	$7,300 (-) Land $600 Building $6,700	$182,400 (-) Land $15,000 Building $167,400
2023	$760.00	$7,300 Land $600 Building $6,700	$182,400 Land $15,000 Building $167,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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