Cherokee County property record for 117 Gardner Rd, Gaffney, SC 29341
| Property Type | Single Family Home |
|---|---|
| Details | 1,783 sqft · built 1997 |
| Lot Size | 1.45 acres (63,162 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $10,500 (Mar 1996) |
| Tax Bill | $1,341 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013265-23-3 |
| Primary APN | 013265-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,783 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Brick Veneer |
| Lot Area | 63,162 sqft (1.45 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Old Parcel Number | 0160000029011 00275496 |
|---|---|
| Street Address | 117 GARDNER RD |
| City | GAFFNEY |
| State | SC |
| Zip | 29341-3901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 117 GARDNER RD LT#11 RIO TOUCHES 016-029.111 |
| Legal Subdivision | HARITAGE ACRES PH 01 |
| Legal Lot Number | 11 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | MACEDONIA |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 970102 |
117 Gardner Rd is owned and occupied by two individuals who bought it in March 1996.
Source: Cherokee County records, as of November 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 117 GARDNER RD, GAFFNEY, SC 29341-3901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2020 | Deed of Trust, Mortgage FIRST PIEDMONT FED'L S&L ASSN |
| Aug 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST PIEDMONT FED'L S&L ASSN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 1996 · Amount on File |
| Deed Sale | Mar 26, 1996 · Amount on File |
| Deed Document Number | 000015C254 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 117 GARDNER RD # 11, 11, GAFFNEY, SC 29341-3901 |
| Document Number | 0001222686 |
| Instrument Date | May 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 117 GARDNER RD GAFFNEY SC 293413901, GAFFNEY, SC 29341-3901 |
| Document Number | 0001222686 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 000122/002686 |
| Instrument | 2590 |
| Name | FIRST PIEDMONT FED'L S&L ASSN |
|---|---|
| Address | GAFFNEY, SC 29341 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 26, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 117 GARDNER RD # 11, 11, GAFFNEY, SC 29341-3901 |
| Document Number | 0001051874 |
| Instrument Date | Aug 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 117 GARDNER RD GAFFNEY SC 293413901, GAFFNEY, SC 29341-3901 |
| Document Number | 0001051874 |
|---|---|
| Date | Aug 9, 2018 |
| Book Page | 000105/001874 |
| Instrument | 3867 |
| Name | FIRST PIEDMONT FED'L S&L ASSN |
|---|---|
| Address | GAFFNEY, SC 29341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 8, 2033 |
The 2025 property tax bill for 117 Gardner Rd was $1,341 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,341.00 Homeowner's exemption | $10,780 Land $640 Building $10,140 | $269,600 Land $16,000 Building $253,600 |
| 2023 | $1,122.00 | $10,780 Land $640 Building $10,140 | $269,600 Land $16,000 Building $253,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 117 Gardner Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 117 Gardner Rd is low, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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