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143 Flat Ridge Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 143 Flat Ridge Rd, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2007
Square Footage1,568 sqft Heated Area
Lot Size91,040 sqft (2.08 acres)
OccupancyOwner Occupied
Last Sale$530,000 (2024)
Tax Bill$1,969.00 (2025)

Property Details

APN / Parcel Number

Primary APN553200141486000
Alternative APNs
  • 553200141560000
  • 54845
  • 62605

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,568 sqft Heated Area
Basement Area1,064 sqft Basement
Finished Basement1,064 sqft Finished
Stories2 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Exterior MaterialWood Siding Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialAsphalt Roof
Lot Area91,040 sqft (2.08 acres)
Depth X Width336 ft x 141 ft Depth x Width
Parking Spaces3 Parking Spaces

Exterior Amenities

Deck Area1,024 sqft Deck
PorchOpen Porch
Porch Area304 sqft Porch
TopographyMountain Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number62605
Street Address143 FLAT RIDGE RD
CityMURPHY
StateNC
Zip28906-6290
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 28 & 28A RACOON RIDGE 1683/664 1683/691 H/1149
Legal Lot Number28
JurisdictionCHEROKEE NC
Minor Civil DivisionMURPHY
Census Blockgroup1
Census Block1000
Census Tract930401

Owner

Source: Cherokee County records · APN 553200141486000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address143 FLAT RIDGE RD, MURPHY, NC 28906-6290
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2019Deed of Trust, Mortgage · Line of Credit
BRANCH BANKING AND TRUST CO
Jun 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Apr 05, 2024Deed of Trust, Mortgage · Conventional Mortgage
CAPITAL CITY HOME LOANS LLC
Jun 14, 2021Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jun 23, 2017Warranty Deed, Transfer · Conventional Mortgage
BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 01, 2024 · Amount on Record
Deed SaleApr 01, 2024 · Amount on Record
Prior SaleJun 23, 2017 · Amount on Record
Deed Doc Number0000085497
Deed Book / Page1683 / 664
Prior Transfer DateJun 14, 2021
Prior Transfer Doc3979
Record RefreshedJun 08, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address143 FLAT RIDGE RD, MURPHY, NC 28906-6290
Transaction TypeMortgage
Record UpdatedOct 17, 2025
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address143 FLAT RIDGE RD, MURPHY, NC 28906-6290

Mortgage

Document Number01625/0702
DateOct 10, 2019
Book Page01625/0702
Instrument04863
Lender
NameBRANCH BANKING AND TRUST CO
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address143 FLAT RIDGE RD, MURPHY, NC 28906-6290
Transaction TypeMortgage
Record UpdatedOct 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001647/402
DateJun 19, 2020
Book Page1647/402
Instrument3095
Lender
NameTRUIST BANK
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address143 FLAT RIDGE RD, MURPHY, NC 28906-6290
Transaction TypeMortgage
Record UpdatedOct 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5858 BUNGALOW GROVE CT, PALMETTO, FL 34221-2185

Mortgage

Document Number001754/467
DateApr 05, 2024
Book Page1754/467
Instrument1584
Lender
NameCAPITAL CITY HOME LOANS LLC
TypeMortgage Company
Address1255 LAKES PKWY STE 300, LAWRENCEVILLE, GA 30043
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJun 14, 2021
Property Address143 FLAT RIDGE RD, MURPHY, NC 28906-6290
Document Number001683/664
Book / Page1683 / 664
Instrument DateMay 20, 2021
Instrument3979
Transaction TypeTransfer
Record UpdatedOct 10, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$870.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3024 ORCHARD RD, DANDRIDGE, TN 37725-5406

Transferred To (Grantee/Buyer)

NameVerified Name
Address4257 SADDLEWOOD FOREST DR, WINSTON SALEM, NC 27106-3577

Mortgage

Document Number0001683667
DateJun 14, 2021
Instrument1683/667
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJun 23, 2017
Property Address143 FLAT RIDGE RD, MURPHY, NC 28906-6290
Document Number01563/0154
Book / Page01563 / 0154
Instrument DateJun 08, 2017
Instrument02698
Transaction TypeTransfer
Record UpdatedOct 10, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$490.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9156 KOMA ST, PORT CHARLOTTE, FL 33981-5206

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1149, MURPHY, NC 28906-1149

Mortgage

Document Number0000002699
DateJun 23, 2017
Instrument02699
Lender
NameBRANCH BANKING AND TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2032

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,969.00$269,230 (+0.85%)$269,230 (+0.85%) Land $29,000 Building $240,230
2023$266,950$266,950 Land $28,000 Building $238,950

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