Cherokee County property record for 117 Flat Ridge Rd, Murphy, NC 28906 · Last verified January 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2022 |
| Square Footage | 1,232 sqft Heated Area |
| Lot Size | 81,457 sqft (1.87 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $360,000 (2022) |
| Tax Bill | $1,332.00 (2025) |
| Primary APN | 553200048568000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,232 sqft Heated Area |
| Gross Area | 1,609 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 81,457 sqft (1.87 acres) |
| Lot Width | 116 ft Width |
| Deck Area | 25 sqft Deck |
|---|---|
| Porch | Open Porch |
| Porch Area | 352 sqft Porch |
| Topography | Mountain Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 58534 |
|---|---|
| Street Address | 117 FLAT RIDGE RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-6290 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 27 RACCOON RIDGE 1721/373 |
| Legal Lot Number | 27 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | MURPHY |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 930401 |
Source: Cherokee County records · APN 553200048568000
Assessment roll updated January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 117 FLAT RIDGE RD, MURPHY, NC 28906-6290 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 03, 2023 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Sep 22, 2022 | Warranty Deed, Transfer DANNY GARLAND |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 22, 2022 · Amount on Record |
| Deed Sale | Sep 22, 2022 · Amount on Record |
| Deed Doc Number | 6163 |
| Deed Book / Page | 1721 / 375 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 117 FLAT RIDGE RD, MURPHY, NC 28906-6290 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 001727/566 |
|---|---|
| Date | Jan 03, 2023 |
| Book Page | 1727/566 |
| Instrument | 12 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 03, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Type Change Date | Jan 03, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.49% |
| Max Rate At Change | 8.49% |
| Index | Prime Rate |
| Margin | 1 |
| Max Rate | 12.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Sep 22, 2022 |
| Property Address | 117 FLAT RIDGE RD, MURPHY, NC 28906-6290 |
| Document Number | 001721/375 |
| Book / Page | 1721 / 375 |
| Map Reference | CAB H SL 1486 |
| Instrument Date | Sep 06, 2022 |
| Instrument | 6163 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2605 NC HIGHWAY 141, MARBLE, NC 28905-8312 |
| Name | Verified Name |
|---|---|
| Address | 117 FLAT RIDGE RD, MURPHY, NC 28906-6290 |
| Document Number | 0001721377 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 1721/377 |
| Name | DANNY GARLAND |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Sep 22, 2023 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,332.00 | $178,260 | $178,260 Land $28,000 Building $150,260 |
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